The "bank" short message tells you to give you hundreds of thousands of credits. Can you believe this information?

You can't believe it. Because this so-called "bank" has approved hundreds of thousands of short messages, which are full of routines. If you believe it easily, you will probably be busy in vain and get nothing. Serious may also be routine loans, or even cheated by telecommunications.

What happened when the bank approved hundreds of thousands of text messages? 1. The bank cast a net.

Banks can know the telephone number of individuals, but it is impossible to know the specific confidence of individuals. The bank loan part sends this short message, which is a mode of mass broadcast. People with loan needs will naturally click on the link and then enter the bank's page. Can I get a loan of hundreds of thousands after receiving this message? How is that possible? I think too much.

After clicking the link, there will still be an audit process. You are required to provide your ID number and various audit materials. Banks need to review your credit information and your repayment ability before deciding whether to lend and how much you can borrow. So, you have been busy for a long time, and you may not get any money. In other words, the loanable amount is extremely low, only a few thousand dollars.

2. Issued by the outsourcing organization

Text messages like this are probably sent by some outsourcing organizations. Commercial banks will screen customers for loan business and hand it over to third-party institutions. Third-party organizations find customers in need and then push them to banks. However, many third-party organizations will recommend various online lending platforms to you after determining that you can't borrow from the bank.

These online lending platforms have high interest rates, and there may be routine loans. You borrowed 1, 000 yuan. After deducting the handling fee, there is only 3000 yuan in your account. This interest is actually no different from usury. And some routine loans are worse than usury.

3. Telecom fraud

Another possibility is that this link is actually a telecom fraud. As long as you click in, the phone will be scanned by virus software. A lot of information, phone numbers, short messages, photos and videos stored in your mobile phone will be obtained by criminals.

Then you may encounter telecom fraud or be blackmailed. Because many people have a lot of important information, photos or videos in their mobile phones. Once it is obtained by criminals, it is likely to be used to do some illegal and criminal things.

So my advice to you is, no matter which organization sent this information, no matter whether you have the demand for this loan, don't be curious to open it. Moreover, in personal mobile phones, you shouldn't leave ID photos, and you shouldn't remember passwords and things like that. Important things and documents, you keep them on a USB flash drive and take them with you. Not afraid of 10 thousand, just afraid of one thousand.

Loans must go to regular banks. Don't believe that all kinds of SMS loans must go to regular banks. Don't trust any text messages and phone calls easily. Bank loans are relatively strict, so it is necessary to review credit information and repayment ability. But that's also for the sake of customers, to ensure that you can repay on time in the future and will not become a default. If you get a loan online easily and accidentally get into a routine, you really want to cry.

The loan is 10 thousand, the account is 3 thousand, and it will be paid back 20 thousand after one year. This kind of routine loan is really more harmful than usury. Therefore, in the future, everyone will receive short messages from various "banks" and hundreds of thousands of credit lines. Just have a look. Don't believe it easily, and don't open your hand when it is broken. You have to believe one thing, there will be no pie in the sky. If you want to drop it, it must be a trap.