How to cancel the credit card?

1. Users can bring their credit cards and valid personal identification documents to the counter of bank outlets and ask the staff to help cancel their credit cards;

2. Users can call the bank's customer service hotline, transfer the corresponding manual service according to the voice prompt, and then ask the staff to help register and cancel;

3. Tip: Credit cards cannot take effect immediately after cancellation, and can be officially cancelled after 45 days of application.

1. Users can bring their credit cards and valid personal identification documents to the counter of bank outlets and ask the staff to help cancel their credit cards;

2. Users can call the bank's customer service hotline, transfer the corresponding manual service according to the voice prompt, and then ask the staff to help register and cancel;

3. Tip: Credit cards cannot take effect immediately after cancellation, and can be officially cancelled after 45 days of application.

1. Users can bring their credit cards and valid personal identification documents to the counter of bank outlets and ask the staff to help cancel their credit cards;

2. Users can call the bank's customer service hotline, transfer the corresponding manual service according to the voice prompt, and then ask the staff to help register and cancel;

3. Tip: Credit cards cannot take effect immediately after cancellation, and can be officially cancelled after 45 days of application.

What if I don't want the credit card I applied for? You can cancel by these methods.

Many people are always hesitant to apply for a credit card. After applying, they always struggle whether it is necessary to apply for a card. Some people even don't want it after submitting the application, but also cancel the credit card they applied for. So, what if I don't want it after applying for a credit card? Let's have a look.

How can I cancel my credit card if I don't want it after I apply?

There is actually a way to get rid of the credit card application, but to clearly know the progress of the credit card application, I suggest that you can check the credit card approval status through the credit card official website and WeChat official account, and then take corresponding measures, as follows:

1, under review:

If you find that the credit card application progress is under review, you can use the mobile phone number reserved when you apply for the card, dial the 24-hour service hotline of the issuing bank, transfer to manual service, and ask customer service to cancel the credit card application, but whether it can be cancelled depends on the final result.

2. Approved:

This situation indicates that the card has been approved successfully and cannot be cancelled. If you really don't want a credit card, you can directly call the service hotline of the issuing bank and manually cancel the card after receiving it. Before you cancel your card, you should have a clear understanding of the accounting of the credit card. If the credit card is not opened, the fee will be deducted, and the accounts payable must be settled before the card can be cancelled.

3. Sign in person:

This situation only passed the preliminary examination and needs to be signed in person before the final exam. Usually, there is a time limit for credit card face-to-face signing, which is stipulated in the short message sent. If you don't want a credit card, you don't need to go to the interview. If you don't sign in person within the specified time, the system will automatically end the credit card application.

4. The review was rejected:

If the credit card is not approved, the application will automatically end. In this case, you don't need to cancel yourself.

The above is the introduction of "What should I do if I don't want to apply for credits". I hope it will help everyone. In short, if you don't want a credit card after application, you can check the progress of the next card and take different cancellation methods according to the card approval status.

How to cancel a credit card

Credit cards can be cancelled under the following circumstances:

The first is that the applicant didn't get a credit card. The applicant has just completed the online application, the bank has not sent the card or applied through the agency channel, and the salesman has not submitted the information. At this time, the applicant can call the customer service center that handles the card and put forward an application to cancel the credit card. In this case, the cancellation of credit cards has little effect on individuals.

The second situation is that the applicant has received an invalid credit card. For the new credit card, if it has not been activated, there is no need to cancel it. The general activation period is within one year from the date of issuing the card. If it is not activated for more than a specified time, the credit card will automatically become invalid.

The third kind of credit card is in use, so you must be prepared before canceling it. First, you need to pay off all the credit card debts. If you have extra money, you should also spend it, and make sure that there is no penny in your credit card account. Then, call customer service and follow the voice prompts to manually apply for credit card cancellation. After the next billing date, if your account is flat, that is, there is not much money, then your credit card can be cancelled.

Or you can cancel at the counter and bring the necessary documents, ID cards, credit cards and money. Explain the situation to the staff truthfully.

How to cancel a credit card

There are two ways to cancel a credit card:

1. Call cancelled. Users can cancel their credit cards directly through the bank call hotline.

2. The bank counter is cancelled. Users can bring personal identification documents to the bank counter to apply for cancellation of credit cards.

How to cancel the credit card?

The cancellation process of credit cards in different States is different.

1. Under review: If you find that the credit card application progress is under review, you can call the 24-hour service hotline of the issuing bank with the mobile phone number reserved when you apply for the card, and transfer the manual service, and ask the customer service to cancel the credit card application, but the final result will prevail.

2. Approved: This indicates that the card has been approved successfully and cannot be cancelled. If you really don't want a credit card, you can directly call the service hotline of the issuing bank and manually cancel the card after receiving it. Before you cancel your card, you should have a clear understanding of the accounting of the credit card. If the credit card is not opened, the fee will be deducted, and the accounts payable must be settled before the card can be cancelled.

3. Face-to-face signing: This situation only passed the preliminary review, and the final review is needed after the face-to-face signing. Usually, there is a time limit for credit card face-to-face signing, which is stipulated in the short message sent. If you don't want a credit card, you don't need to go to the interview. If you don't sign in person within the specified time, the system will automatically end the credit card application.

4. Rejection of approval: If the credit card approval is invalid, the application will automatically end. In this case, you don't need to cancel yourself.

First, the difference between card cancellation and account cancellation

1, credit card cancellation

Cancelling a credit card will only invalidate your card. As the name implies, the card cannot be used normally. Many people forget their cards after they cancel them, and some still throw them aside. However, after someone finds your card, criminals will use your magnetic stripe information to reissue the card and then use it for consumption. I didn't realize that the bank would inform you to repay after the credit card bill came out. At this time, if you don't pay attention, you will bring yourself overdue risks and unnecessary troubles! However, when you cancel your credit card and apply for a new one, the bank can't treat you as a new user.

2. Credit card cancellation

Credit card cancellation means that the personal bank credit card information account is completely deleted, and the system does not have all your information. The card needs you to cut off the magnetic stripe with scissors. If you apply for a card again, you can enjoy it as a new user. Some banks hold grudges when closing their accounts. Remember to think twice before you act.

This is the end of the introduction on how to cancel the credit card and how to cancel the account. I wonder if you have found the information you need?