The annual fee deducted by CCB's credit card will send a message.

I will. CCB's credit card will not charge an annual fee if it is not activated, but it has been useless if it is activated. An annual fee will be charged after one year, but CCB will send a text message to remind you before the annual fee is charged. I think their purpose is not to pay an annual fee of one or two hundred, but to encourage people to use cards. Generally, in a gold card/ordinary card, you can use the card three times a year without any restrictions, so you can waive the annual fee for that year. Platinum card, ten times a year, can be exempted from the annual fee of the year, without any restrictions; And the transaction types are not limited, such as credit card consumption, overdraft cash withdrawal, online payment and so on. The required number of swipes is not much, which is quite user-friendly.