How about Happy Life Insurance Company?

Happiness Life Insurance Co., Ltd. is an insurance company with good comprehensive strength. It is a state-owned holding company with a deep background of shareholders. At present, there are * * shareholders 18, and the proportion of state-owned legal person shares exceeds 60%.

Next, Senior Sister will introduce this insurance company from its background and solvency. Before we start the analysis, we might as well take a look at this popular science article: What do insurance companies want to see?

1, the background of Bao Si

Happiness Life Insurance Co., Ltd. (hereinafter referred to as Happiness Life Insurance) was established in 2007, headquartered in Beijing, with a registered capital of 65,438+0,065,438+0.3 billion yuan, ranking among life insurance companies, with strong capital strength. By the end of 2002112, the company's total assets reached 72.562 billion yuan.

Up to now, Happiness Life has set up 22 branches and 253 branches, providing rich, thoughtful, fast and high-quality insurance services for more than one million individual customers and tens of thousands of corporate customers nationwide. Its main business includes life insurance, health insurance, accident insurance and other personal insurance business. If you are interested in the products of a happy life, you can read this article: How about a happy life? What products are there and which one is good?

2. Solvency

If an insurance company wants to be solvent, it needs to meet three standards stipulated by China Banking and Insurance Regulatory Commission: the core solvency adequacy ratio is greater than or equal to 50%; The comprehensive solvency adequacy ratio is greater than or equal to100%; The comprehensive risk level is Grade B or above.

According to the solvency report of Happiness Life Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 85.36% and its comprehensive solvency adequacy ratio is 15 1.82%. The comprehensive risk rating results of the last two times (1 quarter and the second quarter of 2022) are all Grade B..

It can be seen that the solvency indicators of Happy Life are all qualified, so don't worry about the problem that it can't afford to pay the insurance premium. As long as the claim conditions are met, the insurance claims of Happy Life will generally go smoothly. If some small partners don't know what materials need to be prepared for claims, you can learn more through this article: What are the general claims materials? Details determine the success or failure of claims!

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