It occurred to me today that I checked my personal credit report online and found that I was married. What should I do?

You can raise an objection to the credit reporting agency or information provider and ask the local credit reporting agency to correct it.

Article 25 of the Regulation on the Administration of Credit Information Industry: If the information subject thinks that the information collected, saved and provided by the credit information agency is wrong or omitted, he has the right to raise an objection to the credit information agency or information provider and ask for correction.

Credit institutions or information providers that have received objections shall mark the relevant information with objections in accordance with the provisions of the supervision and administration department of credit reporting industry in the State Council, check and handle it within 20 days from the date of receiving the objections, and give a written reply to the dissidents.

According to the operating rules of the personal credit information system, the credit information management department of the grassroots people's bank should immediately transfer the objection application to the credit information service center and then to the corresponding commercial bank for investigation.

After inquiry and verification, reply to the credit service center, then return to the credit management department of the local people's bank, and then notify the applicant. There are many links in this process, and most commercial banks are overdue in the investigation, which leads to a long time-consuming objection application.

You can bring the original and photocopy of your ID card to the credit management of the local branches of the People's Bank of China (mostly the investigation and statistics departments at or below the prefecture level) to inquire about the personal credit report, and you can display the banks that reported the data.

According to the name of the bank shown above, you can ask the bank to modify it, or apply to the People's Bank for objection handling of personal credit report. The credit manager of China People's Bank will handle the objection application for you and instruct the bank to make amendments after verification.

This has no effect. The reason for this situation should be that you have applied for a credit card before, and the marriage status bar is filled incorrectly, which leads to the information in your personal credit record being married, but it has no effect on handling business.