Will Industrial Bank receive a text message if its consumer loan is rejected?

If there are SMS notifications, under normal circumstances, their review queuing cycle is relatively slow. Please be patient.

Want to know how to solve the problem, Industrial Bank's consumer loan was rejected for the following reasons: First, personal qualifications did not meet. Industrial Bank's consumer loan needs 18 to 60 years old; Fixed residence, permanent residence or valid residence certificate are required. And you need to open a personal settlement account in Industrial Bank to apply. If you don't meet the requirements, you will be rejected. Second, the repayment ability is insufficient. In order to ensure the safety of loans, Industrial Bank will evaluate the repayment ability of borrowers when applying for consumer loans. If the borrower's repayment ability does not meet the loan conditions, then it is impossible to borrow. Third, there are problems with personal credit reporting. Industrial Bank's consumer loans are very strict with personal credit information. Personal credit is overdue or high in debt, and the system refuses to apply. The rejection of industrial bank's consumer loans is generally caused by the above three reasons, of which personal credit and repayment ability are the most important reasons. You can increase personal credit, reduce personal debt, and then continue to try to apply.