If I use my ID card to get a loan, will my mobile phone receive a message? As long as my ID card is used for mobile phone loans.

What mobile phone software can borrow money just by ID card?

Software that can borrow money as long as your ID card, and a platform for lending with your ID card:

1, Doudou money

Doudou Money is a small loan product under Weixin Technology. The user wants to apply for a loan on Doudou money. When filling in information, they only need to fill in personal basic information and mobile phone number. Of course, you also need to authorize the "Credit Report Inquiry". At present, the maximum loan amount that Doudou Money can provide users is 50,000 yuan, and the minimum annual interest rate is 13%.

Step 2 travel in advance

Advance Travel is a small loan product of Firefly Co., Ltd. At present, the loan application materials that users need to fill in include ID card, mobile phone number, address book authorization, sesame credit and so on. At present, the maximum loan amount supported by advance travel is 200,000 yuan, and the longest loan period is 12 months.

3. Comfortable flowers

Anyihua is a small loan product under Instant Consumer Finance Co., Ltd., with a minimum loan of 1 000 yuan and a maximum loan amount of 200,000 yuan. Applicants for idle loan must be at least 18 years old, have a stable job and financial resources, and have a good credit record. Ease can complete the loan within 1 minute at the earliest.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

Click online measurement

It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!

Online loan that only needs ID number

As long as a copy of the ID card can also be used for online lending, after all, many small lending platforms can directly lend money by providing the customer's ID number or mobile phone number. The application threshold is very low, and some don't even need to be reviewed. However, most of these small loans have not been approved by the CBRC and have no financial license, so they are not very formal. Customers are easy to meet or molecules, so this is not recommended.

Data: Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, and is governed by laws and regulations such as the Contract Law, the General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress. Internet refers to Internet companies providing customers through their holding companies. The network should meet the existing regulatory requirements of the company, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. Personal-to-personal loan business is supervised by CBRC. Online loan belongs to bond investment, which has clear income and interest income for fund lenders; However, the public often confuses it with equity crowdfunding. Equity crowdfunding is a kind of equity investment with flexible income. Investors can obtain future income through investment companies, such as Beijing crowdfunding and 36Kr, all of which belong to equity crowdfunding platforms. Whether it is bond investment or equity investment, there are certain risks. Investors should be fully aware of the risks, have sufficient knowledge and mental preparation for taking risks, and make their own judgments and take risks on this premise. If you have a formal loan platform with a financial license approved by the CBRC, I'm afraid your ID card information is not enough. Customers often need to provide personal work income information, because the platform system needs to know its economic level and judge whether its repayment ability is sufficient according to its work income.

Of course, as long as the personal identity information and work income information provided by the customer are complete and comprehensive, the platform judges that the customer has the ability to repay the loan principal and interest on time; Moreover, my credit is good, and there is no bad record in the credit information (big data), so loans can generally be successfully handled, which is not difficult for customers with good credit.

With only an ID card, which platform can I borrow from?

The most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer a loan platform that can be repaid in installments and has low interest. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. So, which loan platform can pay lower interest in installments now?

1, money to spend

The credit loan launched by Xiaoman Finance can be repaid for up to 24 months, and the daily interest rate is as low as 0.02%. Just borrow 10000 and pay 2 yuan interest every day. It is a platform with low interest rate and long term. (Click the official calculation)18 ~ Borrowers over 55 years old, with good credit and stable income can try it, just provide the mobile phone number of the real-name registration system.

2, 58 Easy to borrow

Non-students aged 22 to 50, with repayment ability and good credit, can try 58 Easy Loan. As a credit loan launched by 58 Finance, the interest rate of 58 Easy Loan is still relatively low, which can be divided into 12 periods at the longest, and the daily interest rate is as low as 0.04%. Borrow 65438+1 000001day. As long as 4 yuan is available, the information you need to provide is the mobile phone number.

Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.

3. Recruit good loans

The credit loan launched by Zhaolian Finance does not need mortgage guarantee, with low threshold and low interest rate. It can be repaid in 24 installments at the longest, with the daily interest rate as low as 0.03%, and the interest of 65,438 yuan+0,000 yuan is 3 yuan per day. In addition to being 22-55 years old, you have to get more than 600 points in the exam, and you can only get a loan by providing your registered mobile phone number in real-name registration system and your bank card ID card.

Which formal loan platform can use ID card?

The formal platforms that can use ID cards for loans are: online business loans, loan treasures, micro-loans and small loans.

Online merchant bank is an internet bank initiated by Ant Financial as a major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay the full repayment amount of the current month in Alipay on the repayment date, so as to avoid bad credit records caused by insufficient balance.

Borrowing is a pure credit consumer loan product in Alipay. When you enter Alipay, click My to find the loan. After entering Alipay, you can apply for the loan amount according to the page prompts. Whether it can be opened depends on the display on your page. If the quota is successfully obtained, you can choose to borrow. After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.

Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed into a bound bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loan loans in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and whether you can become an invited user afterwards depends on your page display. If you can see micro-loans, you can try to apply for opening and check the quota. The system will give you a specific amount and interest rate according to your personal comprehensive situation, and manual intervention is impossible.

Du Xiaoman Qianhua is a credit service brand under Du Xiaoman, and has launched different loan products. In addition to individual consumers, small and micro business owners can also apply for money loans on the Xiaoman APP. Non-school students aged between 18-55 can try to apply for money, and you need to provide your valid original second-generation ID card and your debit card during the application process. You need to apply for a credit line before applying for a loan. The system will review it separately. After the credit line application is approved, you can get the credit line, interest rate and other information, depending on the page where you have money to spend.

A platform where you can borrow money with your ID card.

The formal platforms that can use ID card loans are: online business loans, loan treasures, micro-loans, small loans and so on.

Online merchant bank is an internet bank initiated by Ant Financial as a major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay in full in Alipay on the repayment date of the current month to avoid bad credit records due to insufficient balance.

Bail is a pure credit consumer loan product in Alipay. Enter Alipay and click My Search to borrow bail money. After you enter it, you can apply for a loan amount according to the prompts on the page. Whether it can be opened depends on the display of the page. If you successfully get the amount, you can choose "borrow money". After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.

Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed by binding a bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loans borrowing money in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and then whether you can become an invited user depends on your page display. If you can see micro-loans, you can try to apply for open viewing places. The system will give you a specific amount and interest rate according to your personal comprehensive situation, without manual intervention.

Xiaoman Huayou is a credit service brand owned by Xiaoman and has launched different loan products. In addition to individual consumers, small and micro business owners can also take the initiative to apply for Huayou loan on Xiaoman APP. Students who are not in school at 18-55 can try to apply for Fuguihua. During the application process, you need to provide your original valid second-generation ID card and your debit card. If you need to apply for a quota before applying for a loan, the system will review it separately. After the quota application is approved, you can get the quota, interest rate and other information, subject to the page with money to spend.

This is the end of the introduction about whether the information will be received by using ID card for mobile phone loan and ID card for mobile phone loan. I wonder if you have found the information you need?