China Merchants Bank sent me a message saying that my credit card was not approved. What does that mean?

The credit card has not been approved, which means that your application for a credit card has not been approved this time, so it is impossible for you to receive a credit card this time. If China Merchants Bank fails to pass the credit card review, you can't apply for a credit card within six months. You can apply for a credit card again after six months.

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1. What are the precursors of the rejection of China Merchants Credit Card?

The precursors of the rejection of China Merchants Credit Card are as follows:

1, the review time is too long: although the review time is not directly related to the review result, if the review time exceeds 10 days, there is a high probability that it will be rejected.

2. No callback: After the credit card passes the preliminary examination, the bank will call back the user. If it doesn't receive a call back, it may not have passed the preliminary examination.

3. Face-to-face signing failed: to apply for the first card online, you need to go to the counter to activate it. If the interview fails, the bank will not issue the card, which is equivalent to the application being rejected.

Second, will you refuse to sign the contract after the preliminary examination of investment promotion?

Usually, China Merchants Bank is approved in the first instance, and the signature confirmation will not be rejected. After the credit card of China Merchants Bank has passed the preliminary examination, there will be two different situations:

1. The Commissioner of China Merchants Bank will make an appointment to sign for confirmation within 4 working days.

2. China Merchants Bank sent a short message of notice of preliminary examination, requesting to go to any outlet for signature confirmation with short message and ID card within 30 days, and only go to outlets for verification.

3. ABC's credit card passed the preliminary examination and has gone to the bank for face-to-face signing! Is the success rate of playing cards like this great?

If it is generally approved, the success rate of issuing cards is still relatively high. The interview only re-examines the audit materials submitted by the bank. Dress neatly is recommended. Please answer the questions raised by the interviewer according to the submitted audit materials.

4. Is China Merchants Bank stable after passing the face-to-face interview?

China Merchants Bank passes the preliminary examination and then conducts face-to-face signing, which may not necessarily lead to card issuance. Interview is also one of the steps in the approval process. After the interview, the results are usually not presented on the spot, and users still need to check the progress of card processing to know the results of the interview.

When the audit progress shows that the audit has passed, it is considered to be stable. After approval, it will enter the business card printing stage. After the card is issued, it will be sent by the credit card center, and the user will usually receive the card in about 7 days.