How much is the credit card withdrawal fee?

Different banks charge different fees for overdue cash withdrawal of credit cards, and most banks charge them at one time according to the transaction amount of 1%. For example, the handling fee standard of CCB credit card withdrawal is 1% of the withdrawal amount, with the lowest 2 yuan and the highest 100 yuan; For local overpayments, credit cards are exempt from withdrawal fees.

China bank credit card withdrawal fee: excluding Hong Kong, Macao and Taiwan, it is charged at 1% of the transaction amount, with a minimum of 10 yuan RMB (or 1.5 USD/JPY 120) per transaction. Abroad, Chinese mainland, Hong Kong, Macao and Taiwan: 3% of the cash withdrawal amount, with a minimum of $3.5 /500 yen per transaction. Other expenses incurred in withdrawing cash from overseas non-China bank outlets or Ludian shall be borne by the cardholder.

Credit card cash withdrawal methods include counter cash withdrawal, ATM cash withdrawal, mobile banking cash withdrawal and personal online banking cash withdrawal. Cardholders can withdraw cash directly or transfer money to debit cards. The withdrawal amount of a credit card is usually half of the credit limit, and the withdrawal fee and interest need to be paid.

The calculation method of cash withdrawal interest is the same, and it is charged at 0.05% of the transaction amount on a daily basis, from the date of cash withdrawal to the day before the repayment date. So the cost of withdrawing cash by credit card is relatively high.