SMS Notice of Decoration Loan of CCB

Did CCB call back after applying for renovation loan?

Most people will call back.

The renovation loan of CCB generally takes 30 working days to lend, and it usually takes about one week for the borrower to meet the loan conditions. After applying for a decoration loan, if the direct qualification is unqualified, you will be notified in CCB app or SMS. But if you are likely to apply successfully, the staff will contact you by phone.

On the phone, the staff will confirm your personal information, understand the purpose of the loan, as well as your work and income, and then assess whether you have the ability to repay the loan.

Why didn't CCB approve the photos of the decoration loan? Is there any SMS notification that the renovation loan of CCB was rejected?

After buying a house, many buyers will start to consider the decoration of the house. Friends who have had decoration experience must know that it costs a lot of money to decorate a house they like, ranging from hundreds of thousands to hundreds of thousands. Why didn't CCB approve the photos of the decoration loan? Is there any SMS notification that the renovation loan of CCB was rejected?

Why didn't CCB approve the photos of the decoration loan?

After the renovation loan of CCB is approved, the staff will ask the lender to take photos at the handling outlets. If the borrower can't wait for approval after taking photos, he can call the bank staff. In general, the loan will be completed in about 15 working days after the photo is taken. If it happens to meet with quarterly accounting or year-end summary, it may be delayed longer.

If the user is about to start renovation, CCB will check the progress of the lender's renovation and then arrange the loan as soon as possible. In other words, if users need money urgently, CCB can help users speed up. Of course, the best situation is to apply for a good loan before the start of construction, so as not to be unable to start construction because the funds are not in place.

Is there any SMS notification that the renovation loan of CCB was rejected?

If the renovation loan handled by CCB is rejected, CCB will send a text message to inform the customer. Not only decoration loans, but also other loans, such as consumer loans, housing loans, credit card business and so on. If rejected, CCB will inform the customer in time.

If it is approved, it will immediately send a message to inform the customer. So are other banks. As long as the approval result comes out, there will be information notification whether it is passed or not. Therefore, it is beneficial for customers to wait patiently after submitting their applications.

The above is the related content sharing of "CCB decoration loan is not approved", I hope it will help everyone!

The renovation loan of China Construction Bank shows that it has been completed, but it has received an audit call.

The decoration loan of China Construction Bank shows that it has been completed, but it has received an audit call:

After the lender applies for the decoration loan of CCB, it usually contacts the customer service of CCB in the following ways: 1, calls the customer service phone number of CCB and transfers the manual customer service personnel. 2. Log in to CCB official website, click "I want a loan" and click "Enter the renovation loan". 3. Fill in the application amount and click "I want a loan". 4. Submit the loan approval application. 5. If the loan is approved, you can log in to CCB Mobile Banking and click "I want a loan" on the client. 6. Enter the loan page, select the loan purpose, and click "Next".

There is no SMS notification for the repayment of loans overdue during the renovation of CCB.

There is no bound mobile phone. Because the mobile phone was not bound when CCB renovated the loan, there was no SMS to inform the repayment tone. Banks are legally established financial institutions engaged in monetary and credit business, and are the product of the development of commodity monetary economy to a certain stage.

Is the renovation loan approved by CCB good?

Now you can apply for decoration loan, and CCB decoration loan is one of them. CCB is still a well-known bank, and it is still very reliable. If your home decoration funds are in short supply, you can try to apply for a decoration loan from CCB. If it is a real loan and meets the qualification conditions, the general CCB decoration loan is easy to pass the examination and approval.

Is the renovation loan approved by CCB good?

The decoration loan of CCB has a certain application threshold, and it is not easy to approve the decoration loan of CCB because of the strict review of bank loans. Of course, if the user meets the application conditions of decoration loan of China Construction Bank and has good credit qualification, the probability of passing the examination is relatively high. Therefore, users who meet the application conditions of CCB decoration loan can try to apply.

In addition, after the CCB decoration loan application is successful, users must pay attention to repayment on time, otherwise the overdue record will affect personal credit.

Is there any SMS notification that the renovation loan of CCB was rejected?

If the decoration loan applied for in CCB is rejected, CCB will send a text message to inform the customer. Not only decoration loans, but also other loans, such as consumer loans, housing loans, credit card business and so on. If rejected, CCB will inform the customer in time.

If the approval is passed, a message will be sent to inform the customer immediately. So are other banks. As long as the approval result comes out, whether it is passed or not, there will be information notification. Therefore, it is beneficial for customers to wait patiently after submitting their applications.

As for the time required for the approval of the renovation loan of CCB, it is about one to two weeks, and customers can wait patiently for one to two weeks. If the information notification is delayed, the customer can also take the initiative to call the customer service phone of CCB to inquire about the details and progress (CCB's 24-hour service hotline 95533).

After receiving the news that the renovation loan of CCB has been rejected, customers can also take the initiative to contact the customer service of CCB and ask the reasons for the failure, so as to take corresponding measures to solve the problem and re-apply.

Application conditions for renovation loan of China Construction Bank

The renovation loan of China Construction Bank must be a China citizen with full capacity for civil conduct who is over 18 years old and not over 60 years old. Personal consumption loans must have a clear consumption purpose, which can be used exclusively for various consumption expenses of individuals and their families (except the purchase of housing and commercial housing), such as house decoration, car purchase, purchase of durable consumer goods, tourism, wedding, education and other consumption purposes.

The single-family loan amount does not exceed 2 million yuan. The longest loan period is not more than five years. The loan interest rate shall be implemented in accordance with the loan interest rate regulations of China Construction Bank. Repayment methods: including equal principal and interest method, average capital method, lump-sum principal and interest method at maturity, and random principal and interest method.

This is the end of the SMS notification and SMS introduction of CCB decoration loan. I wonder if you found the information you need from it?