The problem of enterprise annuity

how are the enterprise contributions attributed to employees? ?

after the establishment of the enterprise annuity system, each employee has his own special account. This account is divided into three sub-accounts: the accumulated amount of individual payment sub-account and historical payment sub-account and their investment income belong to employees; The accumulated amount of enterprise payment sub-account and its investment income, the difference is that the following situations belong to employees:

(1) In any of the following circumstances, all rights and interests belong to individuals:

-reaching the statutory retirement age stipulated by the state and going through the retirement formalities; ?

-those who have lost their ability to work due to illness (disability) and apply for early retirement (post); ?

-died on the job; ?

-those who have gone abroad to settle down; ?

-termination of labor relations with employees due to business reasons, such as enterprise reorganization and restructuring. ?

(2) In any of the following circumstances, the rights and interests do not belong to individuals at all:

-the employee resigns or resigns without consultation with the unit; ?

-the labor contract is terminated or dissolved by the enterprise according to the provisions of the Measures for Rewarding and Punishing Employees of Beijing Post Company (Trial). ?

(3) If the enterprise and the employee reach a consensus to dissolve the labor relationship, with the approval of the municipal company, according to the actual payment period of the employee from the date of dissolution of the labor relationship and his participation in the enterprise annuity plan, the ownership ratio of rights and interests shall be determined according to the following standards:

-if the payment period is less than 5 years, the ownership ratio is zero; If the payment period is over 5 years and less than 6 years, the ownership ratio is 5%; If the payment period is over 6 years and less than 7 years, the ownership ratio is 6%; If the payment period is over 7 years and less than 8 years, the ownership ratio is 7%; If the payment period is over 8 years and less than 9 years, the ownership ratio is 8%; If the payment period is over 9 years and less than 1 years, the ownership ratio is 9%; If the payment period is over 1 years or more, the ownership ratio is 1%. ?

what should I do if I leave the company after joining the enterprise annuity? ?

when an employee changes his/her work unit and participates in the enterprise annuity plan of the new unit, the funds accumulated and attributed in the annuity personal account can be transferred with him/her. If the employee does not implement the annuity system during the period of further education, joining the army, unemployment or new employment, the personal account will be kept in the original unit and transferred when conditions permit. If the transfer conditions are still not met at the time of retirement or other available conditions, Beijing Post will approve the payment of enterprise annuity benefits. After the personal account is reserved, the employee shall bear all the management expenses by himself. ?

how to inquire about the enterprise annuity? The simplest and most direct way is to query personal accounts through the enterprise annuity website system. So what information can an enterprise annuity query personal accounts? Everyone's insurance network will introduce you in this article.

enterprise annuity inquiry personal account

enterprise annuity inquiry personal account can inquire personal basic information, plan information, account balance, payment information, income information, payment information, account equity change, historical equity change, investment, statement, customer service, opening status, SMS service, electronic statement service, personal password modification, survey opinion form, etc. After entering the personal account of enterprise annuity, you can find the above information. The following will give you a detailed introduction.

1. Personal basic information

includes employee number, employee name, certificate type, certificate number, date of birth, date of joining the company, payment base, mobile phone, email, contact address, postal code, bank name and account number.

2. Plan information

includes enterprise name, plan code, plan name, trustee, custodian, account manager, investment manager, portfolio code, portfolio name and date of joining the plan.

3. Account balance

You can find the account balance of enterprise annuity, enterprise account balance and personal account balance.

4. Payment Information

You can query the enterprise payment amount, individual payment amount, payment date and so on of the enterprise annuity.

5. Income inquiry

Enterprise annuities are invested by banks, and annuity holders can get some income. In the column of income inquiry, consumers can inquire about the investment and specific income of their annuities.

The above five items are frequently queried columns in the personal account of enterprise annuity inquiry. In addition, you can also query information such as equity changes and statements in the personal account of enterprise annuity inquiry.