Is it true that the credit card received a text message saying that it was handed over to the Risk Department for collection?

The credit card received a text message saying that it was false to give it to the Risk Department for collection. According to relevant public information, as for the authenticity of this news, the basic processes of bank credit card collection are SMS, telephone, collection company and court proceedings. Unless the cardholder has obvious credit card fraud in principle, you can call the customer service related to the credit card for consultation and verification.