CreditEase Puhui said that he would sue me for arrears and sent me a lawyer's letter. Is it true?/You don't say.

Dear, whether it's a bank or an online lending platform, loans overdue will demand payment from the lender. If the debt is not recovered after long-term collection, the lender can be sued. A lawyer's letter is usually a warning issued before prosecution. The lawyer's letter received by the online loan is not necessarily true. Of course, if an online loan is overdue, the letter sent by the lawyer may be true. If the lender is not sure whether it is true or not, it can be verified through the website of the Lawyers Association, or it can be used to inquire whether there are law firms and lawyers. A lawyer's letter is just a notice, usually by mail. Electronic version, link type and paper version need to include overdue facts, amount, legal provisions, official seal of law firm, mailing address and private seal of entrusted lawyer. If you reply to this letter by phone, you can generally confirm whether it is true or not. If it is true, you can actively negotiate repayment. If it is false, you can also keep the evidence and then call the police to ask for a counterclaim.