China life accident insurance one-year kindergarten to 80 yuan, how to reimburse hospitalization?

1. After the insurance accident, call our company's 955 19 customer service number to report it.

2. According to the tips of claim preparation materials, bring relevant materials to the local service center to apply for claim settlement.

Our company will examine the application submitted by the applicant as soon as possible. If the materials are incomplete, our company will inform you to supplement the relevant materials.

4. If the accident belongs to the insurance liability specified in the insurance policy, but not to the exemption clause or the matters agreed in the special contract, our company will notify the obligee to collect the money by telephone, text message, letter, etc. or transfer the insurance money to the designated bank account.

5. If the accident does not belong to the insurance liability stated in the policy or to the matters stipulated in the exemption clause and the special contract, the company will issue the Notice of Refusal within 3 working days after the refusal is approved.

Extended data:

Time limit for application:

1. According to the provisions of the Insurance Law of People's Republic of China (PRC), the right of the insured or the obligee of other insurances other than life insurance to claim compensation or pay insurance money from the insurer shall be extinguished if it is not exercised for two years from the date of knowing or knowing the occurrence of the insured accident.

2. The right of the insured or beneficiary of life insurance to request the insurer to pay the insurance money shall be extinguished if it is not exercised within five years from the date when the insured knows or knows the occurrence of the insurance accident.

3. The applicant, the insured or the beneficiary shall notify the insurer after knowing the occurrence of the insured accident. If it is difficult to determine the nature, cause and loss degree of the insured accident due to intentional or negligent failure to notify in time, the insurer shall not be liable for compensation or payment of insurance benefits for the uncertain part.

China Life-Claims Process