What would you do if you received a text message saying that you had been in loans overdue for two days and escalated into a high-risk case?

You can ignore this message for the time being, it has no practical significance.

General loans can be overdue for three months, and there will be no major problems within three months. If you choose not to pay them back all the time, the consequences will be more serious. Your bad personal credit will affect your career.

There is even the possibility of being sued. I suggest you repay the loan on time.