How does telecom fraud transfer money from bank cards?

Telecom fraud divides the money in the bank card into the following situations:

1, mobile phone poisoning, intercept verification code:

The most common means used by criminals is to send Trojan virus to the target mobile phone. As long as the victim clicks on the Trojan link, the content of the SMS will be intercepted by criminals. Criminals bind the bank card to the third-party payment platform through the personal information of the owner of the bank card in advance, and then transfer the money. At this time, the victim's mobile phone can neither receive the consumption reminder nor the verification code, and the money in the card is transferred away.

2. Pretending to be a court official:

It is said that the victim is suspected of credit card fraud, pretending to help the victim clear his name by applying for the national financial policy, tricking the victim into opening a new bank account or directly transferring funds to the so-called "national security account" set up by the liar.

3. Fill in various forms on phishing websites.

Including bank card number and password, ID number and other information, in fact, these important information are uploaded to the hands of scammers, and then scammers can make their own bank cards, and they can easily withdraw money or transfer money at ATM.

How to use the bank card safely is as follows:

First, we should properly keep personal information.

In addition to the bank card password, name, ID number, bank card number, credit card validity period and verification code (namely "the last three codes") are all important personal information and necessary information for identity verification in bank card service. As long as these important information are involved, we should be vigilant and don't give it to others easily.

Second, we should properly keep the bank card.

Bank cards should be properly kept, carried with you as cash, and not lent to others to avoid increasing the risk of loss or information disclosure; You must choose a reputable merchant when trading, and don't let the card leave your sight when swiping the card. This can effectively prevent the card magnetic stripe from being stolen after being cloned by criminals.

Third, beware of suspicious phone calls and text messages.

Cardholders should be highly alert to any phone calls and text messages that require transfer and bank card passwords. Under no circumstances should they disclose important personal information to others easily. When necessary, report the case to the public security department in time to ensure the safety of personal accounts and funds.