What does it mean to transfer overdue creditor's rights through online loans?

Legal analysis: as long as the online loan is within the scope of borrowing permitted by law, the transfer of creditor's rights is legal.

Legal basis: Article 79 of People's Republic of China (PRC) Contract Law: A creditor may assign all or part of his contractual rights to a third party, except in any of the following circumstances:

(a) according to the nature of the contract shall not be transferred;

(two) according to the agreement of the parties shall not be transferred;

(3) It shall not be transferred according to law.