JD.COM's IOUs are overdue. Has anyone received the photo of the text message?

JD。 You will receive a reminder message when the COM IOUs expire.

Overdue response measures:

1. After borrowing the overdue prompt information, take the initiative to get in touch with the customer service of JD.COM Gold Bar, explain the reasons for your overdue, and strive for the other party's understanding and gain more time for yourself;

2. According to your actual repayment ability, negotiate the repayment plan with the other party and pay off the arrears in the shortest time.

Consequences of overdue loans

1, resulting in penalty interest.

If the gold bars in JD.COM are overdue, there will be a certain penalty interest. Liquidated damages = principal that should be repaid in the current period (all principal that should not be repaid) * liquidated damages ratio (0.06%)* days of default, and liquidated damages will be charged at 0.06%/ day. At the same time, we can know the interest of gold bars in JD.COM. COM:(JD.COM is interested in gold bars)

Penalty interest will undoubtedly increase everyone's repayment pressure and cause unnecessary losses, so everyone must pay off the loan in time and not overdue.

2, affecting personal credit.

Personal credit information is becoming more and more influential in our daily life, which is equivalent to the "economic identity card" in our consumer life. Whether it is the handling of credit cards and loans, or the ride of high-speed trains and planes, it is related to our credit information. If JD.COM gold bars are overdue, they will leave overdue records on the lender's personal credit information, which will have adverse effects. If necessary, you can check the loan amount of JD.COM gold bars: (What is the amount of JD. com gold bars)

3. Collection affects normal life.

Small partners with loan experience know that if the repayment is not timely, the lending institution will generally collect it by SMS or telephone. However, according to the users of JD.COM Gold Bar, JD.COM's collection is relatively humanized, mainly giving the borrower himself by phone, which generally does not bring trouble to relevant contacts.