What is the content of Article 196 of the Criminal Law?

Article 196 of the Criminal Law reads: in any of the following circumstances, if the amount of credit card fraud is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan.

Criminal law is a law that stipulates crime, criminal responsibility and punishment. In order to safeguard its political rule and economic interests, the ruling class stipulates what acts are crimes, what criminal responsibilities should be borne and what criminal penalties should be given to criminals according to its own will.

How to prevent credit card fraud;

1. Don't disclose personal information easily.

2. Change the password at any time.

3. Beware of phishing websites.

4. Pay more attention to credit card dynamics.

5. Pay attention to details when surfing the Internet.

6. Be careful when withdrawing cash by credit card.

To sum up, Article 196 of the Criminal Law of People's Republic of China (PRC) is aimed at credit card fraud. The most serious sentencing circumstances of credit card fraud are fixed-term imprisonment of more than 10 years or life imprisonment. If these acts, such as forging credit cards, using invalid credit cards or maliciously overdrawing credit cards, reach a certain amount, they have been suspected of 5 credit card fraud and violated China's criminal law.

Legal basis:

Article 196 of the Criminal Code of People's Republic of China (PRC).

Under any of the following circumstances, if the amount of credit card fraud is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(1) Using a forged credit card;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.