The student loan has been released, but it hasn't arrived yet

Why is the 2022 appropriation delayed?

If the student loan you applied for shows that you have borrowed money, but you have not received it yourself, it is probably because the entrusting bank directly transfers the student loan funds to the school account, and after the school uniformly deducts tuition fees, the rest will be returned to the borrower's account.

If the school has not received it, it is suggested to contact the relevant person in charge of the school to inquire about personal information and call the bank to see if there is something wrong with the system, which leads to the wrong loan fund.

We also need to note that different regions, different schools and different entrusted banks will have different regulations. Some are first distributed to students' exclusive Alipay accounts, and then transferred to school accounts, and some are distributed to cards.

If it is paid to the student's Alipay first, if the student doesn't see the money, it may be directly transferred to the school account by the Alipay system just after it is paid. In this regard, students can only wait patiently for the school to deduct tuition fees, and the remaining funds will naturally be returned to Alipay.

Ren Yuji's funding hasn't arrived.

Ren Yuji's funding hasn't arrived.

First, the failure to review the grant will lead to the delay in receiving the grant. In this case, it is necessary to consult the specific reasons for the failure.

Second, the funding is still in the stage of review and declaration. If the grant is still in the review stage and has not entered the formal loan, it is normal that the grant has not arrived.

Third, in the granting stage, the school is still sorting out the places.

Fourth, the bank holiday delayed the arrival of funds.

If the student loan you applied for shows that you have borrowed money, but you have not received it yourself, it is probably because the entrusting bank directly transfers the student loan funds to the school account, and after the school uniformly deducts tuition fees, the rest will be returned to the borrower's account. If the school has not received it, it is suggested to contact the relevant person in charge of the school to inquire about personal information and call the bank to see if there is something wrong with the system, which leads to the wrong loan fund.

The reasons why the grant has not arrived are as follows: some schools will send it later, so you can consult the school about the specific arrival time; It takes some time to approve the loan, so it may be that the applicant's loan is still under approval; There were problems in the examination and approval process, which needed to be rechecked with the lender, so the subsidy was not issued.

I successfully applied for a student loan, but the money didn't arrive. What should I do? The money hasn't arrived yet. Do you want to return it?

It is recommended to contact the relevant departments of the school to verify whether the loan application is successful. Lend if it is approved, and not if it is not approved. There is no need to repay.

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.

The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities.

Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation.

Extended data

The consequences of student loans overdue are as follows:

1. If a student who borrows a national student loan fails to repay the loan within the time limit and amount stipulated in the repayment agreement signed with the handling bank, the handling bank will charge a penalty interest on the amount of default repayment.

2. The handling bank will input the personal basic information and repayment of the graduated students into the basic database of personal credit information of the People's Bank of China for all financial institutions in China to inquire according to law. If the graduates of the national student loan break the contract seriously, it will affect them to apply for other personal consumption credit from financial institutions.

3. After entering the repayment period according to the repayment agreement, the relevant administrative departments and banks will announce the borrower's name, citizenship number, graduation school, specific breach of contract and other information through news media, internet and other information channels.

4. The defaulter shall bear relevant legal responsibilities.

Baidu encyclopedia-loan

Baidu encyclopedia-student loan

Why hasn't the 2020 college student loan arrived yet?

If the loan has been released, you can log in to Alipay account to inquire about the details of fund income and expenditure in the current month 1 1. If the income and expenditure details are in and out of the account, it means that the loan has been released.

If you can't see the funds or the funds are different from the contract amount, it is because the funds have been allocated to colleges and universities. It is suggested to contact the teacher of the student financial aid management department of colleges and universities to check and verify the funds. If you have any questions, contact the county-level student financial assistance management center in time.

There are two kinds of student loans: the first loan and the renewal loan, which must be applied once a year. College students log on to the student online service system, fill in the loan application and submit it, and then the local county-level funding center will review the loan. The specific time of arrival depends on the loan time.

Generally, the granting time of student loans in each province is from1October1day to1October19, and successful loans are generally received in real time. However, the money is not loaned to the student bank card, but paid to the special Alipay account for student loans as stipulated in the loan contract, and the payment amount is the contract amount.

If users don't know whether the loan has been issued, they can log in to the student online service system to check the progress of loan approval. If the status shows that the loan has been issued, just wait until the account is paid. However, after the loan arrives, the corresponding funds will be directly transferred to the university to pay tuition and living expenses according to the amount of electronic receipt entered by the university, and more money will be left in Alipay account.