I deposit all my monthly salary into Alipay and Yu’e Bao. Is it safe?

There are risks.

The fund company does not guarantee that Yu’e Bao will be profitable, nor does it guarantee a minimum return.

Yue Bao is a fund management service. Transfer to Yu'e Bao, that is, buy currency funds, and enjoy the income from currency funds. Monetary funds are mainly used to invest in securities such as government bonds and bank deposits. Investors purchasing money market funds do not mean depositing funds in banks or depository financial institutions. Fund companies do not guarantee that the fund will make a profit, nor do they guarantee a minimum return.

There should be three criteria for choosing "various treasures": first, look at the operating status and strength of the monetary fund itself; second, the convenience of product purchase, such as bank products that can be directly connected to bank accounts; third, As for safety, there have been no major safety incidents so far, but that doesn’t mean there are no risks.

Extended information

Reduce the risks of using Yu’e Bao:

1. Purchase an Alipay account security insurance, and you can get 1 million yuan for 2 yuan a year Protection;

2. Don’t put your large deposits in Yu’e Bao, which is more suitable for saving some pocket money;

3. Develop good mobile phone usage habits, and frequently Use anti-virus software to check and kill mobile phones;

4. When shopping online, be sure not to disclose your Alipay account information to sellers; do not log in to your Alipay account in Internet cafes and other places, as your QQ number will be stolen, and your Alipay account It may also be stolen.

Alipay-Yue Bao, are there any risks?

People's Daily Online - What are the risks of Yu'e Bao