How can I receive an unapproved SMS if I have not applied for a credit card of Industrial Bank?

The source of the short message is not necessarily formal, and it may be a disguised short message. Call Industrial Bank to inquire about specific matters. If you are a liar, you can see it at a glance. Nor does it rule out that banks steal user information and open credit cards. If the bank is vague, it will call the police directly.

The contents of the application form generally include the applicant's name, economic status or source of income, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

When a cardholder uses a credit card to make a large amount of consumption, the issuing bank will pay the cardholder's consumption funds for purchasing goods (or services) to the merchant in one lump sum, and deduct them from the cardholder's credit card account in stages according to the cardholder's application, and the cardholder will repay them according to the monthly recorded amount.

Credit card installment includes bill installment and single consumption installment, and the corresponding handling fee is charged according to the number of installments. Whether it is bill installment or single consumption installment, the bank will set installment repayment for the generated credit loan.

Baidu encyclopedia-credit card