Consumer Finance loans overdue SMS Reminder Restrict High-speed Rail Travel?

Is it true that you cannot take the high-speed train after receiving the overdue notice?

Fake, loan-urging, amateur.

If you can't take the high-speed rail, the official name is to limit high consumption, that is, you can't take the high-speed rail plane, you can't stay in a hotel with more than three stars and so on.

This restriction was issued by the court.

Overdue will not lead to restrictions on high consumption, only overdue arrears will be prosecuted to the court. After the court decides, if it does not repay, it will issue an order to restrict high consumption.

Note that restricting high consumption has nothing to do with the central bank's credit reporting. Restricting high consumption is enforced by the court system. The central bank's credit report is not mandatory, just because your credit is not good, you don't approve loans and don't cooperate with you.

Is it true that Meituan Finance is overdue for one month and cannot fly high-speed rail?

No, you can only take the high-speed train by plane if the court issues a subpoena to limit high consumption. This is done by law enforcement agencies, and Meituan Finance is just an online lending platform. It has no law enforcement power, and it is recommended to solve it through consultation. ：

Beijing Meituan Financial Technology Co., Ltd. was established on August 9, 20 17, and its legal representative is Mu Rongjun. The business scope of the company includes: technology development, technical service, technology transfer, technology promotion and technical consultation; Financial information service (no financial business is allowed without permission); Accept the entrustment of financial institutions to engage in financial information technology service outsourcing services; Accept the entrustment of financial institutions to engage in financial business process outsourcing services; Accept the entrustment of financial institutions to engage in financial knowledge process outsourcing services; Investment management; Asset management; Investment consulting; Enterprise management consulting; Economic and trade consultation; Basic software services; Application software services; Designing, producing, displaying and publishing advertisements; Public relations service; Copyright service; Corporate image planning; Market research; Business management; Financial consultation (no business requiring special approval such as auditing, capital verification, auditing, evaluation, accounting consulting and bookkeeping, and no corresponding written materials such as audit report, capital verification report, audit report and evaluation report); Conference services; Undertaking exhibition activities; Data processing (except for bank card centers and cloud computing data centers with pue value greater than 1.4); Electronic product sales; Rental of machinery and equipment (excluding car rental); Family service; Import and export of goods; Internet information service, etc.

1. The essence of finance is value circulation. There are many kinds of financial products, including banks, securities, insurance and trusts. Finance involves a wide range of academic fields, including accounting, finance, investment, banking, securities, insurance, trust and so on.

Finance is a trading activity, and financial transactions themselves do not create value. Why does it make money in financial transactions? In Mr. Chen Zhiwu's view, financial transactions are a way to realize future income, that is, spending money today and tomorrow. Will spending more money tomorrow lead to inflation?

2. The concept of traditional finance is to study the circulation of money and capital. The essence of modern finance is the capitalization process of commercial activities. In short, the frequency of financial transactions is an important symbol of the economic prosperity of a region, a region and even a country.

If it is overdue, you will limit your travel. Is this true or just a threat?

Hello, this is true. If your expectations are serious and the third party's dunning is invalid, you will be sued and classified as dishonest. You will be restricted to high consumption and cannot travel by high-speed rail and other means of transportation.

Send me a message after buying a high-speed rail ticket saying that the financial arrears are in arrears.

After buying a high-speed rail ticket, you sent me a message saying that the financial arrears were in breach of contract: loans overdue was given a consumer financial loan, and a short message was sent to restrict the travel of high-speed rail trains. If users have been listed as untrustworthy, it is true to restrict the travel of high-speed trains. However, the user is not listed as a untrustworthy person, and this short message is not true. Users can check whether they are listed as untrustworthy executors and make sure that they have not become untrustworthy executors, so travel is not restricted.

After the consumer finance loan is granted overdue loans, the user must file a lawsuit against the consumer credit, and the court decides the user to repay, but the user refuses to repay. After compulsory execution by the court, there is no property under the user's account for repayment, and some of them may be listed as the executors. Once listed as an executor of dishonesty, in addition to travel restrictions, high-tech transactions and children's admission to private schools will also be restricted.

However, consumer credit has not brought a lawsuit against users, so it is not easy for users to be immediately listed as untrustworthy enforcers because loans overdue fails to repay consumer finance loans. If overdue loans are not repaid, the greater harm is to cause poor personal credit.