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How to find out how much bank loan is left?
Go to China Bank to print a personal credit report, or log in to the mobile banking of the loan bank. There are two ways to query bank loans. Users can print personal credit reports twice a year for free, and the number of personal credit reports should not be too much. The mobile banking of the loan bank can clearly see the loan amount.
After the lender makes a loan, he can check the loan situation at the loan bank with his ID card. Lenders can download the mobile banking of the loan bank, click "My" in the mobile banking, and you will see the total assets. If the total assets are negative, it means that you have a loan in your name.
The balance of the bank card plus the negative equity is how many loans the lender has left. If the lender can't remember which bank he borrowed from, he can take his ID card to China Bank to print his personal credit report.
Don't wear makeup, hats, glasses, masks and other items when you go to China Bank to print the credit report. When printing a personal credit report, the lender needs face recognition. After the personal credit report is printed, you can see which bank you have outstanding loans.
Lenders can also log on to the online bank of the loan bank, and it is also very convenient to check the loan amount in the online bank. After searching for the loan bank in the search engine, log in and click "My Loan" to query.
How to inquire about your own bank loan information?
Personal loan information can be queried in the following ways:
Inquire through the loan bank; Inquire through the central bank's credit information system; Inquire through the civil credit information system.
Inquire through the loan bank
You can go to the bank outlets that have applied for loans and ask the staff to help print the list of repayment records. In the daily account, you can see your repayment records for each period.
Inquire through the central bank's credit information system
You can go to the local central bank's credit information management center to inquire about personal loan records, or you can inquire about personal loan records through the central bank's credit information center official website.
The method of online inquiry is as follows:
Open the Baidu 12.23.5. 10 browser in the iPhone 4. 1 version.
1, enter the credit information center official website, and click to enter the Internet personal information service platform ";
2. Click "Start Now" in the platform and complete the registration after entering the page;
3. After logging into the account, you can apply for personal loan records.
Inquire through the personal credit information system
Personal credit information system also records personal loan information.
Supplementary information:
Personal loan, also known as retail loan business, has become an important loan business after decades of development.
Personal loan refers to the loan issued by the lender to the borrower for the purchase of owner-occupied housing and the repair and construction of owner-occupied housing (excluding export housing) by urban residents.
When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest.
Personal loans include personal housing loans, personal housing provident fund loans, personal car loans, personal study abroad loans, personal comprehensive consumption loans, personal production and operation loans, personal credit loans, personal certificates of deposit (government bonds) and so on. There are two repayment methods, equal principal and interest repayment and equal principal repayment.
Personal loans refer to local and foreign currency loans provided by lenders (general commercial banks) to consumers or families for personal consumption, production and operation. , and agreed to loan interest, agreed to repay the principal and interest on schedule, for the purchase of owner-occupied housing, consumption or small investment business. Personal loans provided by banks are different. "
How to use your mobile phone to check whether you have a loan in the bank?
There are several ways to check the loan:
1. I bring my original ID card and bank card to the counter of the business hall of the loan bank for enquiry.
2. Call the customer service phone of the loan bank, and check by phone after authentication.
Third, through the mobile banking inquiry of the loan bank, taking the Agricultural Bank as an example, the specific methods are as follows:
1. Open ABC mobile banking. After entering, find the item "Agricultural Bank of China Express E Loan" and click Enter.
2. After entering the e-loan of ABC, find the item "My Loan" and click Enter.
3. After entering my loan, you can check the loan balance.
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