What should I do if I send a text message to Nanning Financial Dispute Mediation Center after the online loan is overdue?

Judging from the long-term experience of helping customers negotiate, this is mostly a means of collection. There are generally two situations. One is to give you some relief, and the rest is for you to solve at one time. The other is to let you pay back a part first, and then apply for a bigger reduction policy. However, once the money is paid back, you will be contacted by another reminder, saying that the discount you applied for before has not been approved, and you need to continue to repay, or the person who followed you before is not clear.

If you really want to negotiate or mediate, you need to communicate with the platform. The collection work is a reminder, and it cannot give you any preferential treatment or policy on behalf of the platform.