Is it necessary to open the second-class card of Xingnongtong?

No. The second-class card of Xingnong Bank is similar to a credit card. Mainly responsible for daily financial management, investment and other consumption. There's no need to open it. The main body of the second type card is the electronic card. Although physical cards are also issued, they are of little use. Xingnong's second-class card account is funded by a first-class bank account. Unlike the first-class card account, the second-class card cannot access cash or transfer money to an unbound account. At the same time, the daily transfer limit of Xingnong II card account is 1 10,000 yuan, and the annual transfer limit is 200,000 yuan.