How long is the online loan overdue? How many days is the online loan overdue?

How long is the online loan overdue? Under normal circumstances, online loans will be overdue within 30 days after they are overdue.

Description:

1. Credit information is an important basis for financial institutions to evaluate personal credit status, including personal repayment records and other information.

2. Online lending companies usually submit overdue information to credit reporting agencies to record borrowers' repayment performance.

3. In China, personal credit information is mainly managed by the Credit Information Center of the People's Bank of China and other cooperative credit information institutions.

4. According to the Interim Measures for the Administration of Personal Credit Information Business, the overdue information of online loans shall be reported to the credit reporting agency within 30 days.

5. However, in practice, the specific reporting time may be affected by the policies and processes of different online lending companies or credit reporting agencies, so there may be some changes.

Summary:

Generally speaking, the overdue information of online loans will be reported to the credit reporting agency within 30 days after it is overdue. Please note that in any case, timely repayment of loans is the best way to maintain personal credit records. If you need more information about credit investigation and personal credit, you can consult local credit investigation agencies or relevant financial institutions for more detailed information.