What does it mean that CITIC Bank will notify the interview time and outlets after the credit card is approved?

1, which means that your information has passed the preliminary examination and meets the requirements for card processing. The bank will inform you of the interview time and outlets by SMS.

2. The interview of CITIC Bank's credit card is mainly about the applicant applying for a credit card online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the applicant himself has submitted the application materials.

3. Therefore, in order to meet the regulatory requirements, after the applicant applies through the Internet, the issuing bank will send a short message to inform the applicant that he has passed the preliminary examination, and he needs to bring his ID card to any outlet of the issuing bank for face-to-face signing within the specified time.

Extended data

Credit card review:

1. After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.

2. Under normal circumstances, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.

3. The standards of different card-issuing banks are different. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

Baidu Encyclopedia: Credit Card Review