Hello, China Agricultural Bank automatically debits 580 yuan from the company account. How much is the deduction?

The reason why the Agricultural Bank of China automatically deducts 580 yuan from the enterprise account is because it will charge a certain account maintenance fee regularly. The specific charging rules are as follows:

Company settlement account maintenance: 100-600 yuan/year/account, small company settlement account increase 100-200 yuan/year/account.

Accounts under long-term fixed account management: 100-200 yuan/year/account.

Tips:

1. The settlement accounts of small units in each bank are set according to the standard that the average daily balance is up to 50,000 yuan;

2. The expenses related to foreign exchange account management shall be implemented with reference to this standard;

3. If your bank account opened in China Agricultural Bank does not enjoy the exemption of account management fee (including small account management fee), we will provide you with an account free of account management fee (including small account management fee) according to your application; If you don't apply, ABC will voluntarily waive the account management fee (including small account management fee) of the only account you open with ABC.

: Four purposes of company account

Basic account

Basic account is the most important account, which has restrictions: an enterprise can only open one basic account.

Basic account is a bank settlement account opened by depositors for daily transfer settlement and cash receipt and payment. Although there are many restrictions, the withdrawal of wages and bonuses can only be handled through basic account, so it is irreplaceable.

general account

Sometimes enterprises will need loans or other settlement business, so a basic account can't meet the requirements of enterprises, so the status of general account came into being.

Unlike basic account, you can open more than one general account, and there is no definite limit on the number. However, a normal enterprise will not open too many ordinary accounts. On the one hand, it is difficult to manage, on the other hand, excessive handling fees will increase unnecessary costs for enterprises. It is worth noting that although ordinary accounts also have transfer and deposit functions, they cannot realize cash withdrawal. If you want to withdraw cash, you can only transfer it from the general account to basic account, and then operate it through basic account.

Temporary account

Temporary account is also called temporary deposit account. It is called "temporary" because this account has a specific use period. Generally speaking, an enterprise can apply for opening a temporary account under four circumstances: the establishment of a temporary institution, temporary business activities in different places, registered capital verification, and overseas institutions engaged in business activities in China.

Special account

The special deposit account is special, which is a bank settlement account for managing and using special funds. In an enterprise, the funds in this account cannot be received or paid at will.

The special account has many functions, such as capital construction funds, renovation funds, extra-budgetary funds, grain, cotton and oil purchase funds, securities trading settlement funds, futures trading deposits, trust funds, interbank funds deposited by financial institutions, policy real estate development funds, unit bank card reserve funds, housing funds, social security funds, income remittance funds, business expenditure funds, party, league and trade union organization funds, etc.