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How much is the SMS fee of Agricultural Bank of China?
1 class card is the bank card that most people will choose, because its functions are more comprehensive, while class 2 and class 3 cards are not so comprehensive, and the use amount of class 2 cards will also be limited. The daily payment amount cannot exceed 1 10,000 yuan, and the annual cumulative payment amount cannot exceed 200,000 yuan. Few users will use type 2 bank cards. The payment amount of the three types of bank cards is low, generally not exceeding 1000 yuan, which can only meet the daily small consumption and fee payment of users, and even fewer users use them. Class 3 cards are electronic accounts, and there are no physical cards.
The debit card limit of the second category of ABC households is calculated by deposit and expenditure, as follows:
I. Deposit transactions include non-zero balance account opening, cash deposit, unbound account transfer deposit, fund redemption of some wealth management products, etc. Daily accumulative limit 1 1,000 yuan, and annual accumulative limit is 200,000 yuan.
2. Expenditure transactions include cash withdrawal from various channels, transfer to unbound accounts, consumption, purchase of some financial products, cancellation of accounts, etc. The daily cumulative limit is 6,543,800 yuan, and the annual cumulative limit is 200,000 yuan.
3. The following situations are not subject to quota control: purchase of funds, wealth management products, national debt and private placement products; Transfer between the master account and the slave account of the card; Deduction by the competent authority; Lending (direct access to second-class households) and repayment; Online charging; Credit card binding account agreed repayment, credit card repayment initiated by POS, etc.
4. For deferred transfer transactions, when the transaction is initiated, the Agricultural Bank will deduct the available balance of the day and the whole year according to the transaction amount, and will not deduct the available balance when the funds are transferred out. If the deferred transfer transaction is cancelled, if the cancellation time is still on the same day, the cumulative transfer-out quota of the current day and the current year will be reversed; If the cancellation time has reached the next day, the cumulative daily limit of the next day will remain unchanged.
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