The provident fund was put aside for three days without notice.

After it can be found that your loan is in the "accounted" state, the staff of the management office will notify the borrower by SMS and telephone in batches (the developer will notify the borrower in a unified manner) to collect the loan contract, special loan and other relevant loan issuance certificates from the management office.

1. Generally speaking, the loan information of the provident fund center shall prevail. If the provident fund has been loaned, the provident fund center will generally send a text message to see if you have received the information from the provident fund center. If not, I suggest you call the provident fund center.

2. But the bank also needs to transfer the money you borrowed into the escrow account of the real estate registration center, which usually takes 3-5 working days. You can ask the seller to sign in the real estate registration center to confirm and hand over the property.

3. The process and time limit for handling provident fund loans, the bank accepts applications-signs loan contracts-central approval-disbursement of funds-loan issuance. It takes no more than 8- 15 working days for the provident fund loan from the bank to accept the application and issue the loan.

Loan application and acceptance

(a) the borrower to apply for second-hand housing loans, or entrust others to bring the application materials to the handling outlets, and truthfully and carefully fill out the "provident fund individual housing loan application approval form".

(2) If the acceptance personnel of the handling network verify that the application materials submitted by the borrower are complete and effective, they shall issue an acceptance receipt on the spot.

Application materials to be provided by the borrower:

1. Valid identity documents (or other valid residence certificates) and marriage certificates of the borrower and spouse;

2. The seller's valid identity certificate (or other valid residence certificate);

3 proof of the borrower's family income (if it is not provided, its income will be determined according to the deposit base of housing provident fund);

4. Property certificate of the purchased second-hand house (or house ownership certificate and state-owned land use certificate) or property certificate;

5. The real estate sales contract signed by the borrower and the seller;

6. The self-financing certificate that the borrower has paid the purchased second-hand house except the loan amount (which can be supplemented before the loan is issued);

Legal basis:

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Article 33 of the Measures for the Administration of Urban Real Estate Mortgage

The registration authority shall examine the application of the applicant. If the ownership is clear and the certification materials are complete, it shall decide whether to register within 7 days from the date of accepting the registration. If it is not registered, it shall notify the applicant in writing.