What will happen to online loans? Will they come to collect debts?

If the loan is not repaid on time, there will be a series of consequences. First of all, your credit history will be affected, which may make it difficult to apply for a loan or credit card in the future. Secondly, the borrower can take some collection measures to recover the arrears.

Collection measures usually include telephone collection, SMS collection and mail collection. Borrowing institutions may remind you to pay back by contacting you constantly, and ask you to pay back the arrears as soon as possible. They may ask you to provide a detailed repayment plan and ask you to repay according to the plan.

If it fails to pay back or refuses to pay back for a long time, the borrowing institution may take legal measures to recover the arrears. They may introduce you to a professional debt collection agency or law firm. These institutions may take more severe measures, such as door-to-door collection, prosecution or application for enforcement.

In short, failure to repay on time will have a negative impact on your credit record and may lead to a series of collection measures. So I suggest you make sure that you have the ability to repay on time before borrowing money to avoid getting into unnecessary trouble.

If you don't know your online loan application, you can try to get a big data report on "Songguo Tea", check your detailed loan records, and then confirm that you borrowed the money yourself. At this time, you should pay off all the money you owe, and then contact the customer service of the corresponding platform to let them handle it and see if the blacklist of online loans can be eliminated.