Does the CCB passbook have to be in the bank to close the account?

China Construction Bank passbook must be cancelled at the bank. It is not allowed to establish marketing accounts in different places, but to cancel the accounts at the account opening outlets. If the account is not closed, it will be closed automatically if it is not used for a certain period of time (usually 5 years) and the balance is below 100 yuan.

I. Introduction of passbook

Passbook, or deposit book, commonly known as little red book, is a book used to record bank transactions in deposit accounts. An account-opening bank refers to a business outlet that handles account opening procedures. Usually used in banks, refers to banks that open bank accounts. Generally speaking, you should first apply for a passbook or bank card and send it to your bank. Passbooks will be registered, generally referring to branches.

2. Do I need to go to the bank to cancel my bank card account?

1, you must cancel your account at the original bank and show your ID card. If the bank card is not used for a long time, even if it is empty, there will still be accumulated money in it, and the bank will automatically settle interest when it expires.

2. The bank will not unilaterally cancel the card, but turn the account to be cancelled into a "dormant account", which is also called "overdue for a long time" within the bank. As for whether to charge an annual fee for the sleeper, different banks have different regulations, but they will charge it before the account is transferred to the sleeper. If you want to cancel your card, you must do it yourself. Now basically all banks can "sell", that is, you can do it at all outlets.

Third, the bank card cancellation process:

1, take the number and queue up, and copy the ID card with the help of the lobby staff; After the counter calls, give the ID card and bank card to the counter staff; Inform that the card needs to be cancelled, and the staff will handle the card return business; In the meantime, you need to enter the bank password and sign the business confirmation form;

2. Bank staff will cut bank cards; Get back the cut bank card, ID card and business documents, and you can complete the processing.

If you need to cancel, you can call and the service specialist will cancel. If you want to close your account, please pay off your account debt before calling. With my ID card, I will cancel my account at the bank where I opened the account. If there is no money in the debit card, it will be automatically cleared into the sleep account after 2 years, which you can completely ignore.