Why hasn't my Ping An credit card been overdue for three days and received a reminder? Is this common?

According to your description, there may be the following reasons why Ping An Credit Card fails to receive the dunning notice for three days:

1. Delay in sending dunning notice: When the bank handles a large number of accounts, there may be system delay or negligence in manual handling, resulting in untimely sending of dunning notice.

2. Mail notification is blocked: Sometimes the dunning notification may be identified as spam by the mailbox provider, enter the spam folder or be blocked by automatic filtering.

3. Communication problem: In some cases, due to network failure, unstable mobile signal or telephone number change, the dunning notice cannot be delivered to you in time.

The above situation is not common, but it may still happen in practice. If you are worried about the consequences of overdue credit cards, I suggest you take the initiative to contact Ping An Bank's customer service, and be sure to provide accurate contact information in order to receive a dunning notice.

To sum up, Ping An Credit Card failed to receive the dunning notice for three days overdue, which may be due to the delay in sending the dunning notice, email interception or communication problems. Although this situation is not common, it is recommended that you take the initiative to contact the bank to ensure that you know the details of overdue repayment in time.

Extended data:

Banks usually send dunning notices by SMS, telephone and email to remind customers to repay in time. Overdue repayment may lead to credit rating decline, late payment fee or penalty interest, so it is very important to know the account status in time and keep in touch with the bank.

Please note that the above information is for reference only, not the exact explanation of the specific situation. For an accurate solution, please consult Ping An Bank directly.