About Weizhong Bank Loan

For a long time, financing for small and micro enterprises has been extremely difficult due to their small scale and lack of collateral. The loan for small and micro industries launched by Weizhong Bank, with the advantages of no pledge, wireless account opening, the fastest one-minute receipt and a maximum of 3 million yuan, has alleviated the problem of "difficult and expensive financing" for small and micro enterprises, and has been recognized by the majority of users. Especially after the loan, Weizhong Bank launched a flexible repayment method, which relieved the worries of small and micro enterprises and reduced the pressure on small and micro enterprises in all directions.

Below, I will give you a detailed introduction to the micro-loan repayment of Weizhong Bank:

As for the repayment method, the micro-loans of Weizhong Bank can be repaid in installments or settled in advance.

Installment: When users borrow money, they can choose 12 or 24 installments according to actual needs, and repay the loan monthly. Remit the repayment amount into the account before the repayment date of each installment 17: 00, and the system will automatically deduct the money when it expires. It should be noted that if the account balance is less than the current repayment amount, it needs to be transferred through online banking.

Failure to repay on time is overdue. On the one hand, overdue will affect the credit records of individuals and enterprises; On the other hand, it will generate overdue interest.

Early repayment: Small loans can be repaid in advance, but not in part. But it must be settled in full in advance, and there is no handling fee. It should be noted that repayment cannot be made in advance on the same day.

For the specific steps of early settlement, we can flexibly operate from two paths:

Solemnly remind: If you don't click the settlement button in advance, the system will not settle in advance, and interest will be calculated on a daily basis.

2. app path of "micro-enterprise AMP": click on the home page of WeChat commercial loan card to view-click on repayment inquiry-click on collection to enter the collection details page-click on settlement in advance-click on confirmation settlement-repayment is successful.

Weizhong Bank's loans for small and micro industries have flexible repayment methods, which allow small and micro enterprises to "dare to borrow" on the basis of "borrowing", truly think what small and micro enterprises think and be anxious, and become the general preferred financing method for small and micro enterprises.

Related Q&A: Related Q&A: How do you see that the loan interest rate of small and micro enterprises is around 4% and the personal housing loan interest rate is above 5%? # Bowen Microfinance # Our country has long been an attitude of waiting for a house and not speculating. The loan interest rate of small and micro enterprises is around 4%, which is the result of the state's strong support for small and micro enterprises; The interest rate of individual housing loan is above 5% because there is no attitude and policy to support housing loan.

The news broadcast on the evening of May 1 was also broadcast. Our country has two major events to do now. The first is the normalization of epidemic prevention and control, and the second is the resumption of work. These two things should be done together, in no particular order.

If you want to resume work and production, you must start with small and micro enterprises. Think about it, after all, the number of large and medium-sized enterprises in our country is still small, and there are many small and micro enterprises and individual industrial and commercial households. Small and micro enterprises are the capillaries of China's economy. Do they have to be well supported and developed?

Therefore, since the epidemic situation stabilized, the state has successively issued quite a number of policies, many of which were jointly issued by various departments, to reduce fees and profits for small and micro enterprises and create a better business environment. Didn't the the State Council executive meeting a few days ago also continue to introduce preferential policies? It also reduced the provision coverage ratio of small and medium-sized banks by 20% for the first time, allowing small and medium-sized banks to free up more credit funds to support small and micro enterprises.

Since the country announced the LPR interest rate for the first time in August last year, the LPR interest rate has been falling, or it is the same as last month, and it has not risen once. Most of the bank's loan varieties have already referred to the LPR interest rate. Whose LPR is it? It must be for the operation of small and micro enterprises.

However, the stock of individual housing loans should also be decided before the end of August this year whether to change to fixed interest rate or LPR interest rate. If the interest rate is changed to LPR, LPR will drop, and individual housing loans can be borrowed.

I focus on the interpretation of bank-related financial management knowledge. Welcome to join my free circle: 1 mu 3-cent bank!

Circle adding method: Click my avatar-select "Circle"-"Bank 1 mu 3 points" to join.