Joke Collection Website - Public benefit messages - How long does it take for Nanjing Bank Financial Management to show profits?
How long does it take for Nanjing Bank Financial Management to show profits?
Not necessarily.
Returns on regular financial management products can only be seen after the financial management expires. Only current financial products that calculate interest on a daily basis will announce their returns every day. Financial management is a closed operation. During the closed period, the income cannot be seen. However, the net value will be announced once a week during the closed period. Investors can understand the income of financial management by publishing the net value. Investors do not need to manually calculate the income of financial management. When the financial management expires, The principal and income will then be automatically transferred to the investor's account.
Financial management considerations:
1. Is the purchasing platform formal? At this stage, the Internet is becoming more and more developed, but there are also many P2P companies that are developing rapidly, and the return rate of the financial management products on these is much higher than that of the financial products of the same period. At this time, you must be careful of the situation where the principal cannot be withdrawn; when buying from a bank, you must check Is it a self-operated or consigned product?
2. Whether the risk level matches your own. Each product has a different risk level. According to investor suitability management requirements, you can only purchase financial products that match your own risks.
3. Look at the detailed information of the product to understand the investment scope of the funds, product managers, subscription and redemption status, how to charge handling fees, etc. For example: some products are closed-end and cannot be flexibly redeemed. If you need money urgently in the future, you cannot withdraw it.
4. Understand the product’s rate of return. Generally, financial products will state the expected rate of return. The expected return is not the actual return. Ask the sales manager whether the difference between the past return and the expected return is too large, and choose a product that is not much different from the expected return.
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