Can I raise the amount of JD Finance Co-branded Card of Hebei Bank? The higher the quota, the greater the risk!

Bank of Hebei and JD Finance have jointly created a co-branded card focusing on JD's financial rights and interests, which is suitable for friends who often shop in JD.COM. However, the amount of credit card approval for the Jingdong Financial Co-branded Card of Hebei Bank varies from person to person, and it is inevitable that some people are dissatisfied with the amount and want to increase the amount. Then, can Hebei Bank Jingdong Financial Co-branded Card be raised? I'll introduce it to you today.

Can I raise the amount of JD Finance Co-branded Card of Hebei Bank?

The credit card limit of Hebei Bank is related to the card level, including 0 ~ 30,000 ordinary cards, 0 ~ 65438+ 10,000 gold cards and 50 ~ 2 million platinum cards, which should be comprehensively evaluated according to the applicant's age, occupation, working years, income and other factors. As a gold card, this JD Finance co-branded card has a quota of 0 ~ 65438+ 10,000.

If you are not satisfied with the amount, you can apply to the bank for withdrawal, provided that you need to contact the bank or find someone from the branch to initiate it. As for whether the withdrawal can be successful, it is also decided by the comprehensive evaluation of the bank. In addition to the cardholder's credit conditions meet the requirements, credit card use behavior also plays a key role.

Therefore, if cardholders want to withdraw cash successfully, they must make good use of credit cards, especially standardize the use of cards, so as to avoid bad behaviors such as cashing out, which may easily lead to bank risk control. Otherwise, once the credit limit is reduced by the wind, it will make the credit card limit less and less, and it is useless to wait until the card is blocked and then regret it.

Finally, I would like to remind you that although you can use a credit card to raise the amount, it is not recommended to blindly pursue a high amount. Although the high amount is behind the ultra-high overdraft level, don't forget that the credit card must be repaid after use. The more money you spend, the greater the repayment pressure you bring to yourself. Once the overdraft is not repaid, the debt is high and the credit is damaged.