Is the information sent by Paipai Loan Baixing Credit Information true? The truth is this!

Although the loan has been retired and transformed, overdue users will still be collected. Someone asked, is the information sent by Paipai Loan Baixing Credit Information true? Then let's briefly talk about this problem for everyone, hoping to help after reading it.

Is the information sent by Paipai Loan Baixing Credit Information true?

Baixing Credit Information is a private credit information agency, so it will not collect credit information from users, including the central bank. Sending similar text messages by patting loans is mainly to make users feel that they will be collected by hundreds of banks after the deadline, resulting in psychological pressure and wanting to solve it early. This is because some debtors feel that they can not return it as long as it does not affect the credit report.

There are many platforms and third-party collection platforms that use similar text messages to pressure debt collection after loans, but they are all fake. People's credit information will not care about the repayment behavior of users, nor will it be collected. It is only responsible for recording and sharing data.

But it doesn't mean that overdue users can't repay, and there will still be negative effects. After all, although the people's credit information does not make dunning for users, the platform can report the overdue situation of users to the people's credit information report, so it is better to deal with it as soon as possible.

The above is the question "Is the information sent by Paipai Loan Baixing Credit Information true?" . Generally speaking, this situation is used for pressure collection, and it is not issued by a credit report from a hundred banks. However, users need to know that one of the negative consequences of overdue treatment is that it will leave a negative record, so it is recommended to pay it off quickly.