How long does it usually take for Bank of Communications to invite you to upgrade your Platinum Card?

The invitation of Bank of Communications to upgrade the Platinum Card will generally produce results in about 7 days. After the cardholder submits the application, the bank will review whether to upgrade the credit card level for the cardholder. If the user's daily habits of using credit cards are not good, such as frequent overdue repayment or installment repayment, the bank will refuse to apply for a credit card rating.

Generally speaking, the amount of upgrading Platinum Card of Bank of Communications will increase. When upgrading, users can submit proof of financial resources. Generally speaking, the more financial resources are submitted, the more money the bank will increase. Proof of funds includes real estate information, vehicle information, bank deposits, etc. However, users do not need to pursue too much quota to avoid not being able to repay on time after daily use.

After Bank of Communications upgrades the Platinum Card, the rights and interests enjoyed by cardholders will also change. At this time, you will get more discounts when spending on credit cards. It should be noted that after upgrading to platinum card, the annual fee of credit card will change, and the reduction and exemption policy will also change. If it cannot be reduced, users should be careful to upgrade.

The credit card must be repaid on time after use, and there can be no overdue repayment, because there will be penalty interest after overdue repayment, and the longer it takes, the more penalty interest will be generated. Moreover, after overdue repayment, it will be uploaded to the credit information center by the bank, and personal credit information will become bad, which will affect the subsequent handling of various loans.