Content and text of credit card SMS

Will the credit card (debit card) be notified?

Credit card (debit card) banks usually notify cardholders by phone or SMS.

The credit card (debit card) is blocked, and the bank's notification message is generally "Your credit card (credit card) with the suffix xxxx has been stopped by our credit card (credit card) center." After the credit card (debit card) is blocked, the cardholder should actively take rescue measures, especially due to overdue card closure, pay off the arrears as soon as possible, and take the initiative to contact the bank to apply for lifting the ban.

In addition, if the credit card (debit card) is blocked without notice, the cardholder can also take the initiative to contact the bank to consult the reasons and methods for lifting the ban.

Will the credit card be notified?

Generally speaking, after the credit card is blocked, the bank will notify you by SMS. For example, China Merchants Bank. But it does not rule out that there is no SMS notification, or the SMS notification is missed. Even if you don't know in advance that your card is blocked, you will find it when you continue to swipe your card, because the blocked credit card will prompt you when you swipe your card or withdraw cash.

Under what circumstances will the bank seal the card: the most taboo for banks is overdue, because overdue is the credit information collected at the meeting. Your timely repayment shows that you are a trustworthy person. Once overdue, you will overdraw your credit line, which is telling the bank that you are short of money and can't pay back the borrowed money. Do not pay back the money before the repayment date, pay back the money immediately on the repayment date, and set all the money in the credit card the next day. This is very taboo. The long-term empty status of credit cards is easily controlled by bank risks.

Is credit card (debit card) credible?

Whether the credit card (debit card) message is credible or not requires the cardholder to authenticate himself.

After the credit card (debit card) is blocked, the bank will generally send a short message to inform you that the content of the short message is "Your credit card (credit card) with the suffix xxxx has been stopped by our credit card (credit card) center because of xxxx", which is credible in most cases. But if there are any links or unofficial customer service calls in the SMS, there is something fishy. Don't click or call back. Please don't call back if you have any questions.

So much for the introduction of credit card blocking SMS.