Some questions about Fenqile

Agricultural Bank of China’s credit card consumption can be handled in installments. The Agricultural Bank of China will adjust the handling rates for credit card bills and cash installments starting from April 2018. The rates will be valid until June 30, 2018. The handling rates for each installment product are as follows:

1. Consumption installments

From April 1 to June 30, 2018, the base rate for consumption installments, and the handling fee for each installment The rate is 0.6% of the installment principal.

2. Bill installments

Before April 8, 2018, the current bill installment rates will apply. From April 8th to June 30th, bill installments will implement differentiated rates based on card types and acceptance channels. The specific handling rates for each period are as follows:

Non-Liangju Card: Through "SMS, Mobile Banking , online banking, customer service manual, WeChat" to handle the 6/12/24 installments of RMB bills and enjoy the preferential handling rate of 0.57%/0.51%/0.48% per installment; the 3rd and 9th installments will be subject to the base rate, and the handling fee for each installment will be The rate is 0.6%. Use the "head office and branch outbound marketing" to enjoy the preferential handling rate of 0.57%/0.48%/0.45% for each installment of 6/12/24 RMB bill installments; the 3rd and 9th installments will be subject to the base rate, and the procedures for each installment will be The rate is 0.6%.

Liangju Card: Apply for 6/12/24 RMB bill installments through "SMS, Mobile Banking, Online Banking, Customer Service Manual, WeChat" and enjoy a preferential handling rate of 0.57%/0.48%/0.48% for each period. ; The base rate will be applied to the 3rd and 9th period bills in installments, and the handling fee for each period is 0.6%. Use the "outbound call marketing of the head office and branches" to enjoy the preferential handling rate of 0.57%/0.45%/0.45% for each installment of the 6/12/24 RMB bill installments; the 3rd and 9th installments will be subject to the base rate, and the procedures for each installment will be The rate is 0.6%.

3. Ordinary cash installments

Before April 8, 2018, ordinary cash installments (including immediate installment of credit funds) will be subject to the current rates. From April 8th to June 30th, ordinary cash installments (including credit funds that are distributed immediately) for 3/6/9/12 periods will enjoy a preferential handling rate of 0.56%/0.52%/0.52%/0.52% for each period.

IV. Credit Fund (Split Payment)

From April 1 to June 30, 2018, the execution rate of Credit Fund (Split Payment) is 8.64% (24 installments, A one-time handling fee is charged).