Is it true that the online loan sent a text message saying that it was a home visit?

It is true that the online loan sent a text message saying that it was overdue.

It is not illegal for online lending platforms to make dunning by phone or SMS. Formal online lending to loans overdue. Formal loans are linked to personal credit information. If overdue repayment occurs, it will have an adverse impact on personal credit information. I suggest you make a loan according to your ability, repay it on time, and keep your credit information.

If you are a novice online lender, you need to apply for a Taobao/JD.COM Mall account, bind a bank card, and have a purchase and consumption record for a period of time.

Online lending, mbth is Internet lending, and p2p online lending is short for peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform.

It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly. Up to now, there are about 350 active platforms, and by the end of April 20 15, the total number has reached 3054.

2065438+September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Loan Risks jointly issued the Notice on Strengthening the Construction of P2P Network Credit Information System to Support Operating P2P Online Lending Institutions to Access Credit Information System.

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