Why should my bank card go to ATM to withdraw money? ...

The bank ATM does not accept this card, indicating that ATM cannot read the card information normally or does not support the card.

There are several possible reasons:

1. The ATM of the bank or its bank card has not joined UnionPay;

2. There is no docking agreement between banks;

3. The bank card is degaussed or the magnetic head is damaged, so it cannot be read normally;

4. Operation error, such as bank card insertion error (the bank card is inserted backwards, and the magnetic head is not allowed to read it correctly);

5. the ATM of the bank is out of order (such as network error, failure to change the machine, etc.). ).

ATM is also called ATM (abbreviation of ATM), which means ATM, because most of it is used to withdraw money. It is a highly sophisticated electromechanical integration equipment, which uses magnetic code cards or smart cards to realize self-service of financial transactions instead of the work of bank counters. You can withdraw cash, query deposit balance, transfer between accounts, query balance, etc. You can also do cash deposit (real-time entry), check deposit (not provided in China), passbook replacement, intermediary business and so on.

Cardholders can use credit cards or savings cards to handle automatic withdrawal, balance inquiry, transfer, cash deposit, passbook replacement, fund purchase, password change, mobile phone bill payment and other services according to passwords.

Composition structure

ATM safety protection equipment mainly refers to the peripheral configuration of ATM, such as ATM protective cover, ATM protective booth and ATM protective cabin. As a high-end ATM security product, independent self-service kiosks are gradually valued by the market. The independent operation of the newsstand also enables it to enter residential areas, schools, squares and other crowded places, bringing a lot of convenience to people's production and life.

device category

According to the installation location, ATMs can be divided into outdoor ATMs, indoor ATMs and independent ATMs.

Indoor: According to the usage of ATM, indoor ATM can be divided into lobby type and wall-mounted type.

Outdoor: According to the requirements of safety performance, outdoor ATMs are semi-closed and fully closed. Fully enclosed ATMs can be further divided into squares and circles according to their appearance. Square is generally called outdoor ATM, and circle is generally called ATM protection cabin.

Construction requirements

1. Newly built or rebuilt ATMs must meet the requirements of national security industry standards and technical specifications, and be equipped with security precautions such as electronic camera monitoring, burglar alarm and network alarm.

2. Off-line ATMs shall realize network alarm in accordance with relevant national standards, sign a cooperation agreement with the unit where the ATM is located, stipulate the responsibilities and obligations of both parties, and cooperate with the ATM security work.

3 ATM area to strengthen the safety of ATMs, cooperate with each other, find hidden dangers, timely rectification.

4. Once ATM risk events and cases occur, they should be reported immediately, and the reasons should be found out quickly and solved in time.