Why do I keep my money in my bank card and my mobile phone doesn't display information?

See if the bank card handles SMS notification service. You can go to the bank counter for consultation, or you can call the service number behind the bank card. If it has been processed, you can see if there is anything wrong with the mobile phone. Some failed to restart, and some were set to refuse to receive any short messages. You can call the mobile telecom operator for consultation.

Time deposit is also called "time deposit certificate". A deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit and withdraw the principal and interest after maturity. If depositors need funds before maturity, some certificates of deposit can be sold in the market; Some certificates of deposit cannot be transferred. If depositors choose to withdraw funds from the bank before maturity, they need to pay a certain fee to the bank.

The deposit methods of fixed deposit include lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, principal deposit and withdrawal and lump-sum deposit and withdrawal.

Fixed deposit in lump sum and withdrawal

It is a time deposit in which customers choose the deposit term, lump-sum deposit and withdrawal, and withdraw the principal and interest at maturity.

Service function:

1. Higher stable income: the interest rate is higher, and the interest rate is directly proportional to the length of the term; When the stock market crashed, banks became safe havens.

2. Convenient and worry-free: It has the function of automatic transfer after the lump-sum deposit expires, and customers can change the deposit in the account from a current account to a current account or an expired account through various transfer channels provided by the bank. Customers can also flexibly manage the principal and interest, deposit period and deposit form of their lump-sum deposits through the agreed transfer function;

3. Flexible capital: when customers need capital turnover and the lump-sum deposit in the bank is not due, they can obtain personal loan financing through the lump-sum deposit in the self-service loan pledge account; Partial withdrawal can be made in advance, but interest will be calculated according to the deposit interest rate listed on the withdrawal date;

4. Low minimum deposit: the minimum deposit in each currency is as follows: RMB 50 yuan, foreign currency: HKD 50 yuan, Japanese yen 1000, and other currencies are original currency10;

5. Many deposit options: RMB deposit options: three months, six months, one year, two years, three years and five years; Term selection of foreign currency deposit: one month, three months, six months, one year and two years.

Installment time deposit

If customers need to gradually accumulate monthly balance, they can choose the deposit method of "lump sum deposit and withdrawal". Lump sum deposit and withdrawal refers to the fixed deposit with an agreed amount, which is deposited monthly according to the agreed amount and the principal and interest are withdrawn at maturity.

Service function:

1. has a wide range of applications and simple procedures.

2. Balance of payments, higher income.

3. Low initial deposit amount: 5 yuan can deposit RMB.

4. There are many options for storage period: including one year, three years and five years.

5. It needs to be fixed once a month: if it is missed in the middle, it will be replenished next month. Failure to make amends is considered a breach of contract. After breach of contract, customers will no longer accept renewal and replenishment.

Deposit principal and withdraw interest

If a customer has money that he doesn't need to use within a certain period of time, he only needs to draw interest regularly for petty expenses, and the customer can choose the method of "drawing interest from deposit" as his regular savings deposit. "Deposit principal and interest" is a kind of time deposit, in which the principal is deposited in one lump sum, the interest is withdrawn in installments, and the principal is withdrawn at maturity.

Service function:

1. The initial deposit amount is high and the deposit balance is stable. The initial deposit amount is RMB 5,000.

2. There are many options for storage period: one year, three years and five years.

3. Interest payment by installment: interest cannot be withdrawn in advance. If no interest is withdrawn on the interest withdrawal date, interest can be withdrawn at any time in the future, but compound interest is not calculated.

time deposit of lump-sum deposit and withdrawal

If a customer has a large sum of money and needs to withdraw it by stages within a certain period of time, he can choose "lump sum deposit and withdrawal" as his own savings deposit method. The "lump sum deposit and withdrawal" business is a fixed deposit with a pre-agreed term, lump sum deposit and withdrawal, withdrawal of principal by installments and withdrawal of interest at maturity.

Service function:

1. Low initial deposit: RMB 1000 yuan;

2. There are many options for storage period: one year, three years and five years;

3. Select multiple withdrawal intervals: you can choose one month, three months or half a year.

4. Interest shall be withdrawn at the time of settlement.