Do you still call to collect expired flowers on New Year's Eve?

No. During the New Year in China, collect calls that are not the most frequently made. On the one hand, the collectors will also have a holiday during the New Year; On the other hand, unless users have a large number of loans overdue during the Chinese New Year, they will not encounter a large number of collections.

Therefore, users will encounter collection after loans overdue, and the frequency of collection has nothing to do with holidays, mainly depending on the severity of overdue. The more serious the overdue, the more frequent the collection, while the overdue situation is not serious, the collection will be carried out according to a certain frequency.

Will Bai Hua called to urge:

The key is to see how long the overdue period is, how much the quota is, and how the borrower's attitude is. Generally speaking, before the user's repayment date, the platform will give a dunning notice, and there will be no telephone dunning.

Even if it is overdue for a day or two, it will not be dunned, and at most it will be a text message. However, if it is overdue for a long time, the post-loan management department will collect the arrears, and if it is useless, it will contact the family.