Can I transfer money by WeChat without a bank card?

Wechat can collect and transfer money without a bank card.

The received transfer will also be automatically deposited into your WeChat change. If you accept money, the daily limit is 3,000 yuan, but the transfer amount will be limited, and you can only go to 200 yuan every day. If you want to continue to use it after exceeding the limit, you need to add bank card to verify your identity.

Wechat users who are bound to bank cards have no limit on collection, while the daily limit for transfer payment is 200 yuan.

Therefore, whether it is transfer or collection, it is best to bind the bank card. On the one hand, it is convenient to use, on the other hand, it also strengthens its own security.

Wechat can also collect and transfer money without binding a bank card. As long as it is a small partner with real-name authentication, the change will be directly deposited after the collection is successful.

Wechat provides public platform, friends circle, message push and other functions. Users can add friends and pay attention to public platforms by "shaking", "searching for numbers", "people nearby" and scanning QR codes. At the same time, WeChat will share the content with friends and share the wonderful content that users see to WeChat friends circle.

From June 5438 to February 2020, WeChat on iOS was updated to version 7.0.20, and a "WeChat Bean" was added to the profile page. 202 1, 1, 2 1, WeChat updated to version 8.0. In July, 20021year, in the latest version of 8.0.8, WeChat can not only log in to mobile phones and PC/Mac devices at the same time, but also add the function of logging in to tablet devices at the same time, which means that tablet devices are logically at the same level as mobile phones and computers in the use of WeChat, and the number of devices that users can log in at the same time has reached as many as three (165438+/kloc On the WeChat user complaint page, the item of "fans' bottomless idolization behavior" was added.

fundamental function

Chat: It supports sending voice messages, videos, pictures (including facial expressions) and texts. Is a kind of chat software, which supports multi-group chat (group chat of up to 40 people, 100 people, and 200 people is being tested).

Add friends: wechat supports finding micro signals (specific steps: click on friends at the bottom of wechat interface-> add friends-> search number, then enter the number of wechat to be searched, and then click find), check QQ friends to add friends, check the phone address book to share micro signals to add friends, shake to add friends, add friends by QR code search, and accept friends by drift bottle.

Real-time intercom function: users can talk to a group of people through a voice chat room, but unlike voice sending in a group, the messages in this chat room are almost real-time, without leaving any records, and they can still chat in real time when the screen of the mobile phone is closed.

Brief introduction of wechat payment

WeChat payment is a payment function integrated in WeChat client, and users can complete the fast payment process through mobile phones. Wechat payment provides users with safe, fast and efficient payment services, based on fast payment of bank cards.

Support payment scenarios: WeChat public platform payment, APP (third-party application mall) payment, QR code scanning payment, credit card payment, the user displays the barcode, and the merchant completes the payment after scanning.

Users only need to associate a bank card with WeChat and complete the identity authentication, then they can turn the smartphone with WeChat app into a universal wallet, and then they can purchase the goods and services of the cooperative merchants. When paying, the user only needs to enter the password on the smart phone, and the payment can be completed without any swiping steps. The whole process is simple and smooth.

Wechat Payment supports credit cards issued by the following banks: Shenzhen Development Bank and Bank of Ningbo. In addition, WeChat Pay also supports debit cards and credit cards of the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank, China Guangfa Bank, Ping An Bank, Industrial Bank and Minsheng Bank.

Wechat payment rules

1. When binding a bank card, you need to verify the cardholder's real name information, that is, the information of {name, ID number}.

2. A micro-signal can only bind one real-name information. The real name information cannot be changed after binding, and the real name binding relationship will not be deleted when the card is released.

3. The same ID number can only be registered for 10 (including 10) WeChat payment;

4. A bank card (including credit card) can bind up to 3 micro signals;

5. A micro signal can be bound to at most 10 bank cards (including credit cards);

6. A WeChat account can only set one payment password;

7. Online banking is not required for bank cards (except Bank of China and Industrial and Commercial Bank of China). As long as there is a reserved mobile phone number in the bank, you can bind WeChat payment.