Micro-loan overdue has been prosecuted and the court has filed a case. What should I do?

Legal analysis: loans overdue, the parties can actively negotiate and mediate the repayment with the online lending platform. If the negotiation fails, you should actively respond to the lawsuit. If the online lending platform violates regulations, relevant evidence can be collected and preserved.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 63 Evidence includes:

(a) Statements of the parties;

(2) Documentary evidence;

(3) Physical evidence;

(4) Audio-visual materials;

(5) Electronic data;

(6) Testimony of witnesses;

(7) Appraisal opinions;

(8) Records of the inquest.

Evidence must be verified before it can be used as a basis for ascertaining facts.

Article 122

Where mediation is applied to a civil dispute brought by a party to a people's court, mediation shall be conducted first, unless the party refuses to mediate.