Is Alipay easy to be stolen?

No, it's basically very safe. The reason why it was stolen is because we are now bound to the mobile phone when we register WeChat and Alipay. In case you lose your mobile phone, the person who found it may use SMS verification code to log in to your WeChat, and you can also use SMS to verify Alipay login password.

Alipay has two passwords: login password and payment password only pass SMS check code, and payment password cannot be reset. There is no payment password. Operations such as transfer and online transaction cannot be performed. If your mobile phone is stolen because it is lost. Alipay will fully compensate through the insurance company.

Extended data

"If you lose your mobile phone, anyone can retrieve your Alipay password, cancel your digital certificate and steal your Alipay account only by the check code received by the mobile phone." In the past two days, a "thriller experiment" like this has been widely spread in Weibo and WeChat circle of friends. Yesterday, Hu Xiaoming, chief risk officer of Ali Microfinance Services Group, officially responded through Alipay official Weibo that this statement is purely a rumor.

This net post claims that a user simulated the operation of retrieving the password after losing the mobile phone according to the guidance of the post, and found that it was successful by passing a mobile phone check code. In this regard, Hu Xiaoming pointed out that it is because these users simulate the process of "real theft" on their own computers, just like opening the door of their home with their own keys.

Alipay explained to reporters yesterday that when users use their own computers to log in to Alipay, the digital certificates installed in the computers have recorded the identity information of customers. By default, the system is a trusted network environment, so they can retrieve the login password without entering the ID number and other verification.

People's Network-Turn on the phone's hidden function, and your WeChat Alipay will stay away from being stolen.

People's Daily Online-Alipay: It is purely a rumor that the account is easily stolen after the mobile phone is lost.