Is the collection text message from 10680977 real?

10680977’s collection text message is not genuine.

Settlement of outstanding debts. All other methods, including negotiating installments or deferred repayments, only stop interest, collection, and prosecution, reducing repayment pressure and giving you longer time to repay. Therefore, after going into debt, you should focus most of your energy on making money. Theoretically speaking, when a bank or platform gives you such a high credit limit, it is determined based on various algorithms that you have the ability to repay the loan.

All Chinese citizens have the right and obligation to complain about bad Internet and spam information. The 12321 Acceptance Center will strictly protect the rights and interests of the complainant and will not disclose any personal information of the complainant. The complainant should seek truth from facts and ensure that the content of the complaint is consistent with the facts. Complaints that deliberately fabricate and distort facts will cause trouble for bad information management, and all consequences will be borne by the complainant.

Other information

I emphasize two points here. Complaining and reporting bad and spam information are the rights and obligations of every Chinese citizen. Rights are things you can do, and obligations are Things you should do. If you receive a spam text message, 12321 tells you that you should make a complaint. If you deliberately fabricate or distort the facts to make a complaint, the complainant will be responsible for all consequences.

SMS messages starting with 1068 are all sent through SMS service platforms by platforms that cooperate with mobile operators, so there are indeed loan platforms that send SMS messages through 1068. Generally, text messages mention door-to-door collection or prosecution, which basically puts pressure on the borrower, but the possibility of such pressure is very low. Overdue loans will be recorded in personal credit reports and regarded as bad records, which will have a considerable impact on future bank loan applications, so be sure to repay on time.