What does it mean to stop paying social security?

The suspension of social security payment generally means that the social security payment function of the parties has been frozen; Before continuing to pay social security fees, the parties concerned should bring relevant documents to the local social security department for thawing. Social security status means interruption, which means that units and individuals failed to pay social insurance premiums according to regulations during this period. If the social security institution adopts the principle of not paying or not counting, it will be shown as "interruption".

If it is not paid in full for two consecutive months, the social insurance agency will suspend the medical insurance benefits of the relevant insured person and pay the relevant medical insurance premiums and late fees in accordance with the regulations before resuming the enjoyment of medical insurance benefits.

1. What does it mean to suspend payment of social security?

There are three states of social security, namely, participation payment, suspension payment and freezing state, in which participation payment is normal payment state; Suspension of payment is the state of not paying social security fees in the past three months; The frozen state is a state of long-term arrears in social security and no payment. Therefore, the suspension of payment means that the social security relationship of the parties is currently suspended, and the unit where they work no longer continues to pay for their insurance. It should be noted that the next month when the personal social security payment is stopped, the medical insurance will stop reimbursement, and during this period, you can't enjoy the medical insurance treatment. You can consult an insurance financial planner for specific reasons! But if you still have money in your social security personal account, you can still use it to apply for a medical credit card. In addition, many policies require us to pay social security for a certain number of years, so if we suspend social security payment, it will affect our welfare collection.

Second, how to resume social security suspension?

After we leave, the company will suspend our social security payment, and the social security status will be changed to deferred payment status. If you want to resume insurance, you generally don't need to go through any additional procedures. As long as you pay again, the social security status will return to normal. When you leave your job, if you can find a job within one month and connect the payment of social security perfectly, you can completely avoid the suspension of social security.

3. What caused the interruption of social security display?

Social security network disconnection refers to the temporary disconnection of the social security bureau server due to upgrade or failure.

Social security contributions need to be paid continuously for 15 years, and pensions can only be received at retirement age, so social security participation will also be suspended. Generally speaking, when the insured terminates the labor relationship with the unit due to transfer, expiration of the contract, dismissal, expulsion and other reasons. , should be timely to the social insurance relations department to apply for suspension procedures.

Fourth, how to treat social security interruption?

You can check whether to stop insurance in Alipay's social security function.

1. Open the mobile phone interface and click the "Alipay" icon;

2. In the open interface, click the "More" option;

3. Then select the "City Service" option;

4. In the open interface, click the "Social Security" option;

5. In the social security interface, click the "Qingdao Wisdom Society" option;

6. In the opened interface, click the "Personal Information" option;

7. In the opened interface, click the option of "Personal Insurance Information";

8. At this time, you can see your participation status.

Verb (abbreviation of verb) suspends the employee's medical insurance qualification during the payment period (employee's medical insurance has been paid continuously for more than half a year, and will enjoy reimbursement from the seventh month). The following qualifications are not clear:

1, employee pension personal account (normal interest will be accrued during the period when payment is stopped);

2, employee pension payment period (retirement payment period cumulative calculation);

3. Employee medical insurance personal account (the payment period has passed, it is not reimbursed, and the account balance is available);

4, employee medical insurance payment period (retirement payment period cumulative calculation);

5, unemployment insurance payment period (the number of years that have been approved to receive unemployment benefits is no longer calculated).

6. Can the social security card still be used if it is blocked?

The following three situations will affect:

1. When resigning, the social security account shall be suspended and sealed. At this time, if you see a doctor, you will not enjoy the overall medical insurance treatment. You can only brush the balance of personal medical insurance account, and you can't reimburse the balance at your own expense.

2. When the social security account is transferred, the original social security card will be sealed. In this case, even the personal account balance of medical insurance is blocked, and all medical care is at their own expense.

3. When the social security card is lost, report the cancellation to the social security bureau of the insured place. At this time, the social security card will be frozen unless a new card is replaced. If you find an old card, you should go to the social security center to find out.

Seven, how to return the social security benefits?

People who participate in medical insurance for urban workers will return the money in their social security cards every month. To participate in medical insurance for urban workers, as long as medical insurance premiums are paid, there are three situations:

(1) Medical insurance is paid by employees on the job. Generally speaking, I pay according to the actual salary. The total payment ratio is 8%, of which 6% is paid by the unit and 2% by the individual. This part of the money has basically returned to the personal social security card. With the growth of age, the proportion of return will increase according to the age structure, and the highest can reach 4.3%. Therefore, it is equivalent to the fact that employees are in the medical insurance zone, that is, individuals have not paid fees.

② Medical insurance paid by flexible employees. Generally, it is paid according to the payment standard published by the local social security department, which is divided into first and second files. The first gear belongs to a low grade, with only a pool account and no personal account, which means that the money will not be returned to the social security card, but it will not affect the proportion and treatment of medical reimbursement; The second level is high-grade, and the cost is almost twice that of the first level. If you pay the second file, you will refund the money to the social security card every month according to your age structure. The refund ratio is the same as that of employees, ranging from 2% to 4.3%.

③ Retired employees. Retired workers can return their money to the social security card every month as long as they pay the prescribed payment period in accordance with the regulations before retirement, or pay in one lump sum before retirement; After retirement, if you continue to pay medical insurance at a high level without reaching the payment period, you can return the money in proportion every month.

Those who participate in medical insurance for urban and rural residents generally do not refund the money in the social security card.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.